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App Spree

Contributor

App Spree

I went on an app spree hoping to add more positive accounts.

 

Old Navy-denied, recon denied

Citi Bank-denied

Cap One-Unsecured approved $500 CL

Kohls- Approved $300, Soft-pull!!!

Langley Federal Credit Union-denied, recon denied

 

Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Message 1 of 8
7 REPLIES
Established Contributor

Re: App Spree

Langley FCU....you're from Hampton, Virginia? I had an auto loan with them back in 2000, good credit union. What was e reason for the decline?
Amex Platinum Amex PRG Amex Hilton Surpass ($7k) Citi AAdvantage WEMC ($20k) Citi Hilton Honors VS ($6.8k) Dillard's Amex ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Nordstrom VS ($25k) PenFed Power Cash Rewards VS ($20.5k) Ritz-Carlton VI ($54.5k) Starwood Preferred Guest Amex ($10k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) USAA Limitless VS ($15k) Walmart MC ($7.5k) AAdvantage Aviator Silver WEMC ($11.3k)
Message 2 of 8
Moderator Emerita

Re: App Spree

Sorry about the denials.
Do you mind sharing your cr profile? Baddies, inq's, other cc's?
Message 3 of 8
Established Contributor

Re: App Spree


buckeyelady84 wrote:

I went on an app spree hoping to add more positive accounts.

 

Old Navy-denied, recon denied

Citi Bank-denied

Cap One-Unsecured approved $500 CL

Kohls- Approved $300, Soft-pull!!!

Langley Federal Credit Union-denied, recon denied

 


Hello,

 

Sorry about the denials, but congrats on the approvals!! How did you manage the Kohls with on a SP?

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/17/17 EQ 686 TU 702 EX 655 Goal 700+ across
UTL 7%
Last Inq: 9/20/17
Message 4 of 8
Contributor

Re: App Spree

I have a ton of 90& 120 lates from SL-from 2010

1-Unpaid medical collection -from 2011

1-Unpaid VA debt- reports as a 120 late installment loan. Not sure why, its a GI Bill overpayment.

2 never late  secured credit cards-opened in 2012

fingerhut card never late- opened in 2012

1 vehicle loan never late -opened in 2012

Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Message 5 of 8
Moderator Emerita

Re: App Spree

Message 6 of 8
Contributor

Re: App Spree

They did not go into default. I've been current for 3 years.
Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Message 7 of 8
Contributor

Re: App Spree

I checked my inquiries and Kohls was list as a soft pull the day I applied for credit.
Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Message 8 of 8