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Contributor
Posts: 84
Registered: ‎09-12-2012
0

App Spree

I went on an app spree hoping to add more positive accounts.

 

Old Navy-denied, recon denied

Citi Bank-denied

Cap One-Unsecured approved $500 CL

Kohls- Approved $300, Soft-pull!!!

Langley Federal Credit Union-denied, recon denied

 

Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Frequent Contributor
Posts: 450
Registered: ‎10-02-2012
0

Re: App Spree

Langley FCU....you're from Hampton, Virginia? I had an auto loan with them back in 2000, good credit union. What was e reason for the decline?
AmEx Everyday ($12k) AmEx Platinum (NPSL) AmEx PRG (NPSL) Citi AAdvantage WEMC ($13k) Citi HHonors VS ($11k) Dillard's AmEx ($7.5k) Discover it ($6.5k) FNBO Chrysler MC ($30k) Military Star Card ($4.8k) Chase Military Star MC ($15k) Nordstrom VS ($10k) PenFed Cash Rewards Visa ($15k) Ritz Carlton VS ($40k) Starwood Preferred Guest AmEx ($4.5k) Susan G. Komen WMC ($38k) Kinetic CU Visa ($10k) US Bank Cash + VS ($16k) Sears MC ($6k) Walmart MC($7.5) Aviator Silver WEMC ($10k) Wells Fargo Visa ($3k)
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: App Spree

Sorry about the denials.
Do you mind sharing your cr profile? Baddies, inq's, other cc's?
Established Contributor
Posts: 550
Registered: ‎04-30-2013
0

Re: App Spree


buckeyelady84 wrote:

I went on an app spree hoping to add more positive accounts.

 

Old Navy-denied, recon denied

Citi Bank-denied

Cap One-Unsecured approved $500 CL

Kohls- Approved $300, Soft-pull!!!

Langley Federal Credit Union-denied, recon denied

 


Hello,

 

Sorry about the denials, but congrats on the approvals!! How did you manage the Kohls with on a SP?

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 7/19/16 EQ 639 TU 646 EX 628 Goal 700 across
UTL 0%
Last Inq: 7/3/16
Contributor
Posts: 84
Registered: ‎09-12-2012
0

Re: App Spree

I have a ton of 90& 120 lates from SL-from 2010

1-Unpaid medical collection -from 2011

1-Unpaid VA debt- reports as a 120 late installment loan. Not sure why, its a GI Bill overpayment.

2 never late  secured credit cards-opened in 2012

fingerhut card never late- opened in 2012

1 vehicle loan never late -opened in 2012

Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: App Spree

Contributor
Posts: 84
Registered: ‎09-12-2012
0

Re: App Spree

They did not go into default. I've been current for 3 years.
Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.
Contributor
Posts: 84
Registered: ‎09-12-2012
0

Re: App Spree

I checked my inquiries and Kohls was list as a soft pull the day I applied for credit.
Starting 8/12 EQ- 522, TU 542. Current 5/14 EQ-664 TU-686 EX-unk
Goal to keep building up my credit.

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