I applied on 12/9 for both of these cards. I was instantly approved 4k for the personal card but got the 10 day message for the business card. Called the recon line and was denied based on heavy credit usage (46% but Chase said 54%?). I've called the recon line about 8-10 times since the denial and gotten the same response. I'm trying to hack my way to the Southwest Companion Pass. I noticed that the business card didn't do a HP on my credit report. Does anyone know if I get my wife to apply for another personal card can we then apply the points to one Southwest rapid rewards account?
Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
I don't think so, unless you enter your RR account number on her app, but when they cross check the RR account with the info entered, you might run into problems. Why not just make her an AU instead?
