11-06-2009 08:07 PM
Discover is one last card I have been trying to get. I applied for Discover Business card yesterday and declined, I'll probably wait for another 6 months and try it again.
If you really don't need more credit and want Discover to make your card collection look good (like me) then you should wait for the pre-approval. I have applied to all pre-approvals and they were productive except for one from HSBC that I applied for 0% offer and got declined. But I am choosy with pre-approvals.
I waited for 1 year for American Express's preapproval to come and it was a productive app. I had to sacrifice many Discover pre-apps for Amex, but now they have dried up... Hope they send one soon.
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