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I'd say wait till those lates fall off before trying to app for anything IMO. Garden time!
@mjb59463 wrote:
7 years of not apping......oh boy haha.
Since its a checking account and not on your CR why do you have to wait 7 years? I would give it 90 days
I suggest going in and applying. If your denied because of a paid $7 charge at least it would be entertaining having them tell you why. But seriously I believe you would have a much better chance face to fase.
@coldnmn wrote:I suggest going in and applying. If your denied because of a paid $7 charge at least it would be entertaining having them tell you why. But seriously I believe you would have a much better chance face to fase.
Do you have a better change with cc apps going into the bank all the time or is this only with Wellsfargo and the OP?
@vygotsky wrote:
@coldnmn wrote:I suggest going in and applying. If your denied because of a paid $7 charge at least it would be entertaining having them tell you why. But seriously I believe you would have a much better chance face to fase.
Do you have a better change with cc apps going into the bank all the time or is this only with Wellsfargo and the OP?
Depends on your file normally it shouldn't matter but declined because of $7 if I were the banker I don't think I could tell them that they were declined because of it. I would go the extra mile to get them approved. Where computers don't care.
Congrats on the approval! Crazy that a $7 charge may have been the culprit.