Reply
Regular Contributor
Posts: 245
Registered: ‎10-05-2012
0

App for another account before two new accounts report to CRA ?

I got the Discover IT and AMEX green early Jan.

 

They are going to report Feb 2 and Feb 5.

 

Should I make another attemp at another prime card(maybe another AMEX) before they report or better to get the 21 backdating AMEX to report ?

 

I don't need more credit, but unsure how bad two new accounts will hurt me, and will AMEX that is 21 backdating hurt me, as it will be a new account or showing my oldest account ?

 

any help is appreciated.

 

thanks

 

J

About 250k in Credit Lines
Sapphire Preferred 29.9k, Citi MC Diamond Preferred 13.72k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 20k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 30k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: App for another account before two new accounts report to CRA ?


Bay_Area_Joe wrote:

I got the Discover IT and AMEX green early Jan.

 

They are going to report Feb 2 and Feb 5.

 

Should I make another attemp at another prime card(maybe another AMEX) before they report or better to get the 21 backdating AMEX to report ?

 

I don't need more credit, but unsure how bad two new accounts will hurt me, and will AMEX that is 21 backdating hurt me, as it will be a new account or showing my oldest account ?

 

any help is appreciated.

 

thanks

 

J


Go for it! There are a bit of members who stated they got multiple AMEX cards when approved and waiting for their AMEX cards. 

 

After that I would garden because you got a nice arsenal of cards! 


$100K in Credit
Last Credit Card App: 11/16/13
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.