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App for new Amex right after Amex cli?

Senior Contributor

App for new Amex right after Amex cli?

I only have BCE, which was cli'ed today to $24,500 from $10,500.

I really wanted to get a new Amex, and the Delta Gold looks very promising with the sign up bonus and other reward potential.

 

Does apping for a new Amex after  a big cli increase my chance of FR or send up a red flag?
I haven't opened any new accounts since February. I have about 10% util, 700+ FICO, 149k income. aaoa about 3 years.

 

So should I app Delta Gold or no? I don't want any aa or FR.

 

 

Really just wanting the 30,000 mile sign up bonus! and a chance to further build my relationship with Amex.

What do you guy think?

 

 

Also, is the Jetblue better than the Delta Gold?

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 10
9 REPLIES
Frequent Contributor

Re: App for new Amex right after Amex cli?

It depends on who you fly with. Delta miles are some of the most undervalued in the industry, but if you live near a hub and frequently fly with them, it might be worth it. I don't know if applying for a new card right after a huge CLI will cause a FR, but why take the chance? Personally, I would hold off on applying right away if you don't need the card now.



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 2 of 10
Valued Contributor

Re: App for new Amex right after Amex cli?

I did the reverse about 2 weeks ago, AP'd for AMEX Hilton HHonors Surpass, approved 5,500, later that day I asked for a CLI to 7500 on a card with 2700 CL, approved. I'm laying low and will be doing my best to PIF as much as possible for 6 months, I had 2x AMEX cards previously  BCP and Unicorn/Zync...  Both PIF for the last 6 month.

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 3 of 10
Established Contributor

Re: App for new Amex right after Amex cli?


youngandcreditwrthy wrote:

I only have BCE, which was cli'ed today to $24,500 from $10,500.

I really wanted to get a new Amex, and the Delta Gold looks very promising with the sign up bonus and other reward potential.

 

Does apping for a new Amex after  a big cli increase my chance of FR or send up a red flag?
I haven't opened any new accounts since February. I have about 10% util, 700+ FICO, 149k income. aaoa about 3 years.

 

So should I app Delta Gold or no? I don't want any aa or FR.

 

 

Really just wanting the 30,000 mile sign up bonus! and a chance to further build my relationship with Amex.

What do you guy think?

 

 

Also, is the Jetblue better than the Delta Gold?


I had no problem doing this last week.. Received my 61 day CLI on my Delta Skymiles and then app'd for the TrueEarnings the next day and was approved for that.. Then, a few days later they sent me an "invite to apply" for the GPR and so I apped for that and got approved.. Good Luck to ya..

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 4 of 10
Epic Contributor

Re: App for new Amex right after Amex cli?

I'd say 2nd card no issue but besides the bonus and free checked backs if you don't fly them more than 2 a year I would skip it.

Message 5 of 10
Senior Contributor

Re: App for new Amex right after Amex cli?

I app'ed and got it! Idk the limit yet! I'll find it out soon 😄
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 10
Established Contributor

Re: App for new Amex right after Amex cli?


youngandcreditwrthy wrote:
I app'ed and got it! Idk the limit yet! I'll find it out soon 😄

cool.. just call the 800 number on the back of your existing card and go thro the automated system.. It will tell you..

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 7 of 10
Senior Contributor

Re: App for new Amex right after Amex cli?

Got approved for $5500!!!!!!
Which is exactly the limit I was hoping for me!!!!!!
So excited 😏
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 10
Established Contributor

Re: App for new Amex right after Amex cli?


youngandcreditwrthy wrote:
Got approved for $5500!!!!!!
Which is exactly the limit I was hoping for me!!!!!!
So excited 😏

outstanding... awesome!!.. congrats..

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 9 of 10
Senior Contributor

Re: App for new Amex right after Amex cli?

Thank you so much! I can't wait to get that $500 spend outta the way to get my 30k bonus miles!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 10