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Regular Contributor
Posts: 123
Registered: ‎10-29-2008
0

App'ing for Barclays Arrival or CSP - Which one is the winner?

[ Edited ]

 

Hi All,

 

I've read good reviews for both cards and now I am torn as to which one I should apply for?

 

I'd like to get one of these 2 cards due to their sign up bonus offers as I plan to use it for my travel and some other expenses for this year.  Can someone tell me if I have a good shot of getting approved for it? And which one is a better option?

 

 

I have:

 

Chase Checking Account  10+ years

 

AMEX Zync - NPSL -> 0 balance

Freedom $6,500 limit -> 1k balance (opened 6/2012)

US Bank Cash + - $9,500 limit -> 1k balance

Barclays Rewards Platinum - $1,500 limit -> $100 balance

JCP - $600 limit -> $100 balance

Ashley Furniture (GE Money) - $7,500 limit -> 2k balance

Mayc's 2k limit -> 0 balance

Chase Slate - $7,000 limit -> 0 balance

 

Yay or Nay?

 
Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Community Leader
Senior Contributor
Posts: 30,653
Registered: ‎02-07-2013
0

Re: App'ing for Barclays Arrival or CSP - Which one is the winner?

CSP has better redemption as far as points.

So my choice would be CSP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: App'ing for Barclays Arrival or CSP - Which one is the winner?

CSP hands down!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Posts: 1,098
Registered: ‎02-03-2009
0

Re: App'ing for Barclays Arrival or CSP - Which one is the winner?


DeeBee18 wrote:

 

Hi All,

 

I've read good reviews for both cards and now I am torn as to which one I should apply for?

 

I'd like to get one of these 2 cards due to their sign up bonus offers as I plan to use it for my travel and some other expenses for this year.  Can someone tell me if I have a good shot of getting approved for it? And which one is a better option?

 

 

I have:

 

Chase Checking Account  10+ years

 

AMEX Zync - NPSL -> 0 balance

Freedom $6,500 limit -> 1k balance (opened 6/2012)

US Bank Cash + - $9,500 limit -> 1k balance

Barclays Rewards Platinum - $1,500 limit -> $100 balance

JCP - $600 limit -> $100 balance

Ashley Furniture (GE Money) - $7,500 limit -> 2k balance

Mayc's 2k limit -> 0 balance

Chase Slate - $7,000 limit -> 0 balance

 

Yay or Nay?

 

My vote is for CSP. They seem to be more flexible on what to do with the points once you earn them (more options to transfer to airline FF programs, etc).


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (11/2015): EQ My Fico: 808; TU MyFico: 799; EX (My Fico): 775
Regular Contributor
Posts: 123
Registered: ‎10-29-2008
0

Re: App'ing for Barclays Arrival or CSP - Which one is the winner?

 

Thanks for the replies!

Will def app for the CSP, based on my stats, will I get approved for the CSP?

Officially a Homeowner 6/1/12

Jun' 2012 EX 737 (thru lender) ; Mar '12 EQ 746; July '12 TU 773

Chase Freedom - 6.5k; Amex Zync - NPSL; Ashley's GEMB - 5.5k; Barclay's Rewards MC - 1.5k, JCP - 1k; Macys - 2k; Chase Slate - 7k (AU on DH card); US Bank Cash+ - 9.5k
Valued Contributor
Posts: 1,292
Registered: ‎08-19-2012
0

Re: App'ing for Barclays Arrival or CSP - Which one is the winner?

Mid 700s score should have no problem as long as you don't have either 1)A bunch accounts with balances 2) accounts that are close to their limit or 3) high utilization.

 

This is assuming you have no negatives (normally the case with mid 700s score).

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
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Posts: 27,207
Registered: ‎09-13-2012
0

Re: App'ing for Barclays Arrival or CSP - Which one is the winner?

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