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Regular Contributor
s_rob7488
Posts: 159
Registered: ‎03-25-2012

App itch

So here are my thoughts, I have been wanting an AMEX charge card. I've been using my blue (now blue cash everyday) a little more and want to have both types. I am currently 35% utilization on my freedom and about 30% on csp which will be paid on the 7th. Other than those all other cards are below 7% for sure (9 cards today that report). I got my Blue card originally in April and just switched it to BCE. Do I stand a chance to get a charge card now?
Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008

Re: App itch

It's much easier to get a charge than a revolver.

 

Please just ask yourself first if you really need it. 

 

I've got a boatload of cards, and no one has ever given me any awards for that.  The mailbox fills up pretty quick, though.

 

:smileyhappy:

Regular Contributor
s_rob7488
Posts: 159
Registered: ‎03-25-2012

Re: App itch

Its more of a want than a need....but I thought that it would be able to be obtained now so I might as well.

Valued Contributor
jamesdwi
Posts: 1,390
Registered: ‎09-16-2011

Re: App itch


s_rob7488 wrote:

Its more of a want than a need....but I thought that it would be able to be obtained now so I might as well.


Since its a want more than a need, wait till January to Ap, for maximum backdating goodness.  

 

 


Wallet: FNBO DISC 11.9k Oregon Duck 5k, Chase CSP 10k, Freedom 3.3k & AMTRAK 4.6k & Slate 3.3k , AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Walmart 4.5k
Sockdrawer: Paypal Extras MC 6k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club Discover 10k, Citi HHonors Gold 6k, Discover IT 6.5k and a nice stack of store cards.
Last APP 12/21//2013 no plans for new credit I think I have enough.

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