App more today or stop for now...?

[Fico2Go]

My brother did an app spree yesterday.  He barely qualified to close on his first home a few days ago with just two open TLs.  Scores in the 660s.  I advised him to do an app spree before the new home loan hits his CR.      

He was approved in this order last night.    Discover 4000.  PRG NPSL.  AMEX BLUE 2000.  BOA 5-7 day notice. 

Based on the amount of CL approved I don't want to encourage him to app more.  But he wants 5-7 new accounts.  He's already got Capital1 and First National Bank.   Not sure why the 5-7 day BOA message but could be a simple verification of new address or something wrong.  Will keep an eye on it..

So what is the concensus?  Should he go for more accounts or stop now and wait a few months? 

Thanks

[keithB]

Depends... Does he just want accounts for the accounts sake or does he want a card or two in particular?

[Kenny]

Sounds like he needs to call the BoA backdoor number to get his decision then make the next call based on it -- well if that new trade line is helpful to him or not, as well.

[Fico2Go]

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@keithB wrote:

Depends... Does he just want accounts for the accounts sake or does he want a card or two in particular?

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He wants top premium cards not a bunch of commenity or GE retail cards.  In fact I think he's going after what I have in my sig. 

Kenny, may  I ask why you would suggest waiting for BOA response?  would a boa approval mean go for more or stop?

[Creditaddict]

1. he should call BofA now and get decision (backdoor number)

2. has he asked for sp cli on is First National lately? every 6 months!

[Fico2Go]

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@Creditaddict wrote:

1. he should call BofA now and get decision (backdoor number)

2. has he asked for sp cli on is First National lately? every 6 months!

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Good point. 

I didn't think to tell him this first it could have encouraged the other issuers to  approve higher CLs. 

.

[keithB]

Well then he should probably stop after the BoA recon....  Most likely a 660 isn't going to get him what you have in your sig line.

Get CLI's where he can, 61 day AMEX 3x, then try again for one or two new ones after some time in the garden.

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@Fico2Go wrote:

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@keithB wrote:

Depends... Does he just want accounts for the accounts sake or does he want a card or two in particular?

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He wants top premium cards not a bunch of commenity or GE retail cards.  In fact I think he's going after what I have in my sig. 

Kenny, may  I ask why you would suggest waiting for BOA response?  would a boa approval mean go for more or stop?

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