cancel
Showing results for 
Search instead for 
Did you mean: 

App spree question

tag
tbea1004
Frequent Contributor

App spree question

How many apps is considered an app spree? How many apps is to many? I recently got approved for Venture(10k), Amex BCE(4k),Lowes(30k), Hyatt Chase(8K), Cap1 QS(1K). I have also recieved 3 denials with no luck on recon. I would like maybe one or two more cards before I return to the garden but I do not want to do to much. I would appreciate any advice.

Message 1 of 5
4 REPLIES 4
SunriseEarth
Moderator Emeritus

Re: App spree question

My advice during an app spree is to stop once you start getting denials (or less-than-ideal approvals, for that matter).   Make sure to review the denial reasons and work on those issues, especially if recons are not successful.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 5
morgacj2004
Valued Contributor

Re: App spree question

I agree with Mod. You got some pretty nice cards and limits esp the 30k from Lowes. I would garden for awhile until some of the Inq fall off.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 3 of 5
9CLINE
Valued Contributor

Re: App spree question

+1 on all above is good advice...

Message 4 of 5
kdm31091
Super Contributor

Re: App spree question

You got good cards and limits. Quit while you're ahead and garden.
Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.