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App spree

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JaeJae12
Frequent Contributor

App spree

Hi so far this month I used 5 inquires to apply for CC n have my guarantor removed from my boa CC.

I got approved for chase freedom, citi forward, and Amex BCE
I got Deny for a CS
Should I tried my luck and apply to another CC? Before I garden for 3 years? If so what card should I aim for( no Af ones)

Thanks.

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 1 of 20
19 REPLIES 19
a3quit4s
Regular Contributor

Re: App spree

Recon that Chase Sapphire!!


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Message 2 of 20
09Lexie
Moderator Emerita

Re: App spree

Refresh my memory ...what does your profile look like? Current cc's ? Baddies? Number of inq's? AAOA?
Message 3 of 20
LS2982
Mega Contributor

Re: App spree


@a3quit4s wrote:

Recon that Chase Sapphire!!


I agree it's always worth a shot!!!! Good luck!!!




EQ FICO 548 3/3/16
Message 4 of 20
JaeJae12
Frequent Contributor

Re: App spree

# of inquires total is just 5 that I used this month, no baddies, no delinquency ,nt
Aaoa- my BOA at 2 years
Past two weeks approval: chase freedom,
Citibank forward
Amex BCE

Should I try for another CC or just go garden mode now eh?

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 5 of 20
09Lexie
Moderator Emerita

Re: App spree

Message 6 of 20
tk_0014
Established Member

Re: App spree

Yeah getting approved for those others, the sapphire should not be much harder unless they really don't like inquiries.

 

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $500 Freedom $3000 CSP $8000 BofA 123Cash Reward $3000 C1 QS1 $1250, C1 QS $5500 PP Cred $2950 Amex BCP $19500 DISC IT: $14,100 Home Depot $8000
Message 7 of 20
JaeJae12
Frequent Contributor

Re: App spree

Not much 2.8k for BOA

I already recon for CS but they said no and I need to build some history with the freedom first and try again lol

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 8 of 20
09Lexie
Moderator Emerita

Re: App spree

You could always try again but they usually like cc's with higher limits - they don't like being the first to hand out $5k CL
Message 9 of 20
JaeJae12
Frequent Contributor

Re: App spree

Yea, beside CS should I app for discover?

Also does 4 new account open( couning i apply for another kne and approve) in less then 2 weeks hurt me? My FIco score is 778 from what bOa sent me.

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 10 of 20
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