App spree??

[guardmama04]

Hey everyone, so we have completed our morgtage a couple weeks ago--YAY!!! Anyhow of course it doesn't hit your credit right away so I thought, let me app!!

Approved for:

Discover it: $500 (bleh on credit limit)

Barclay NFL upped my limit form $2000 to $4000 (had since nov 2012)

Walmart :$600

New york and company: $500

Other cards i have are secured and useless lol

Capital one: $300

First Progress: $300

I don't want to close them though because of account Utalization.

I am wondering how hard my credit will hit with these approvals? Also my husband got approved for the capital one venuture and I will be a authorized user on that account $5000.00 limit.

Should I stop here and go to the garden????

[takeshi74]

AAoA and inquiries are probably going to be the biggest hits.  The inquiries will fall off relatively quickly but AAoA is only going to be improved with time.

[09Lexie]

Congrats on your closing and recent approvals. It's hard to predict how much your score will drop with the AAOA hit and possible rebucketing. The good news is, you've closed on your first home and your credit score will rebound.