I'm nervous! Anyway, my bk7 discharge was entered on Friday and 2/3 bureaus have updated. I'm torn whether to app with navy or cap1 first. I've only been a navy member since Saturday, so I may want to give them some time. Does navy ask for bank statements for a cc or just the navchek? I'm not sure what my eq score is today. I saw on another site that they had updated, but I haven't gotten a sw yet. Hopefully over 600 now since I was 599 as of last week.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
New goal 675
Oops, sorry. I meant to put this in credit cards.
Moved. 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Starry, might be worth starting with somone other than navy first. It may lead to a higher/unsecured product with navy in say a few months time. Navy will likely approve you for a secured card first, which won't unsecure for 12 months but will grow.
The alternative: Start with Capone/Creditone. Within three-4 months, get an unsecured navy. It will likely be around 1k, and will grow like crazy. Somone just CLI a 1k Navy card to 17.5k, with his first request.
I hope you see my point. Navy is a sure thing, how you want to go about it is up to you.
Go with Cap1 stay FAR away from creditone!
LS2982 I have to disagree about creditone.
They are a horrible blood sucking company, but they have a purpose. In a post-BK rebuild, they serve very very well. They use a soft-pull preapproval. This means, you won't burn a HP just to find out you are denied after the fact. $75 AF is horrendous but the goal post-Bk is to have three revolvers reporting. Creditone can get you there. I paid, got my three revolvers and scored a 6.5K visa sig 6 months post discharge.
As starry knows, we've covered this extensively in the appropriate thread, this card MUST be cancelled in month 11! This is essential.
All that being said, its not a good card, and definitely deserves to rot in a sock drawer (exactly were mine is) but it can be used effectively to achieve new credit freedom.
My TU score has gone up, my last pull was mid-January. I'm just too cheap to pull a new score when my quarterly report and score is due on March 6th. I think all three are probably sitting right about 600 plus or minus a few.
And no, I don't have any cards and haven't since 2003-ish. I can't do a Cap1 prequal because I'm opted out, so the soft pulling doesn't work.
I think Walmart is out for 6 months or so because I'm told GE prefers to see some other revolving first. My two choices for now are Navy and Cap 1. Only the really bad ones like Continental or First Premier will give me a chance otherwise.
Any thoughts on one of the Comenity/WFFNB cards?
Stay away from those for now they will decline for no history.