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Regular Contributor
Posts: 124
Registered: ‎05-21-2008
0

Re: Apped Discover - Processing? Denial?

Update:

 

Checked status this morning but it was still pending.  Then I received a phone call from them asking to clarify what I do (job) and which phone # is which for me.  Then asked to fax over a recent paystub.  Said that my credit was really great (which its not) and that they just needed the stub because of the current economy.  Faxed it over and now i'm waiting for a call back.    ::crosses fingers::

Regular Contributor
Posts: 124
Registered: ‎05-21-2008
0

Re: Apped Discover - Processing? Denial?

Just checked again online for the heck of it.  DENIED.  Smiley Sad

 

Why make me jump through hoops if you arent going to approve me?  I stated the correct income on the application and my pay stub reflected that. Smiley Mad

New Contributor
Posts: 74
Registered: ‎05-25-2009
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Re: Apped Discover - Processing? Denial?


msheresy wrote:

Just checked again online for the heck of it.  DENIED.  Smiley Sad

 

Why make me jump through hoops if you arent going to approve me?  I stated the correct income on the application and my pay stub reflected that. Smiley Mad


that is strange...you would think they would deny you based on what YOU said your income etc was...its not like anyone would put LOWER than they really make on there...

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5/31/09 - 736 - EQ
Member
Posts: 10
Registered: ‎01-23-2009
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Re: Apped Discover - Processing? Denial?

tough break OP, better luck next time.Smiley Sad
Senior Contributor
Posts: 3,696
Registered: ‎01-10-2008
0

Re: Apped Discover - Processing? Denial?

my first app was denied, it was a cold app with 670s.  several months later i received a preapp, gave it another go and got in with 689.  better luck next time if you try again.  maybe you should consider a recon on this app.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
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Established Contributor
Posts: 805
Registered: ‎05-11-2007
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Re: Apped Discover - Processing? Denial?


msheresy wrote:

Just checked again online for the heck of it.  DENIED.  Smiley Sad

 

Why make me jump through hoops if you arent going to approve me?  I stated the correct income on the application and my pay stub reflected that. Smiley Mad


I'm sorry to hear. I couple weeks ago I was in the same situation like you, but with PenFed. They requested to see my recent paystubs aswell. I faxed it over and was denied. The reason was because I had 4 new opened accounts within a year.

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