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Apped Walmart in-store, approved

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crunching_numbers
Valued Contributor
‎03-27-2012 06:09 PM
‎03-27-2012 06:09 PM

Apped Walmart in-store, approved

I apped for Walmart in store for the $20 off and the FICO. Approved for Discover, and it says temporary CL of $3000. Worst interest rate. Hopefully they will lower it over time, although I don't plan to carry a balance.

 

Now I am done apping for a while. I really should have waited to app Walmart, but I wanted the FICO Smiley Embarassed  I hope this doen't make my current cards angry with 4 new cards...

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 1 of 32
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31 REPLIES 31
h4ldol
Contributor
‎03-27-2012 06:11 PM
‎03-27-2012 06:11 PM

Re: Apped Walmart in-store, approved

Oh, does Discover have a Walmart card?

Message 2 of 32
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crunching_numbers
Valued Contributor
‎03-27-2012 06:13 PM
‎03-27-2012 06:13 PM

Re: Apped Walmart in-store, approved

@h4ldol wrote:

Oh, does Discover have a Walmart card?

Actually GE has both a regular Walmart card and a Walmart Discover card. GE is generous on CLI's.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 3 of 32
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Repo-ed
Senior Contributor
‎03-27-2012 06:16 PM
‎03-27-2012 06:16 PM

Re: Apped Walmart in-store, approved

Is the GE easier to obtain? I have a GE card now, but I doubt that makes being approved for another a sure thing.  I would really like the FICO score each month, since I don't shop there. (I'm gardening now, so this would be for around this time next year)

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 4 of 32
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Booner72
Senior Contributor
‎03-27-2012 06:22 PM
‎03-27-2012 06:22 PM

Re: Apped Walmart in-store, approved

What is the difference?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 5 of 32
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crunching_numbers
Valued Contributor
‎03-27-2012 06:24 PM
‎03-27-2012 06:24 PM

Re: Apped Walmart in-store, approved

The regular Walmart card is only good at Walmart. The Discover is good anywhere Discover is accepted.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 6 of 32
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Booner72
Senior Contributor
‎03-27-2012 06:25 PM
‎03-27-2012 06:25 PM

Re: Apped Walmart in-store, approved

I thought so.  Is it a Discover Card that has WALMART splashed all over it?  Kinda like an advertising thing?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 7 of 32
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mmduluth
Frequent Contributor
‎03-27-2012 06:28 PM
‎03-27-2012 06:28 PM

Re: Apped Walmart in-store, approved

It's more like a Walmart card that has Discover splashed all over it. It just means it uses the Discover network as opposed to Visa, MC, etc.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Message 8 of 32
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crunching_numbers
Valued Contributor
‎03-27-2012 06:30 PM
‎03-27-2012 06:30 PM

Re: Apped Walmart in-store, approved

Here is the link, kinda bold and very Walmart:

 

http://www.walmart.com/cp/Credit-Cards/632402 

 

 

 

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 9 of 32
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Booner72
Senior Contributor
‎03-27-2012 06:34 PM
‎03-27-2012 06:34 PM

Re: Apped Walmart in-store, approved

AAHHHH.  Thanks

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 10 of 32
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