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Super Contributor
concorduser
Posts: 6,023
Registered: ‎09-18-2007

Re: Apped for AMEX BCE

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‎03-02-2012 05:46 PM

Use it sparingly for few months until you establish a track record with them. Amex is known do FR shutdown the access until you submit approval for the tax returns. Just play it safe for few months.

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Apped for AMEX BCE

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‎03-02-2012 06:40 PM

concorduser wrote:

Use it sparingly for few months until you establish a track record with them. Amex is known do FR shutdown the access until you submit approval for the tax returns. Just play it safe for few months.


Will do. Thanks for the heads up!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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Valued Contributor
discernment
Posts: 1,142
Registered: ‎09-01-2011

Re: Apped for AMEX BCE

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‎03-02-2012 07:08 PM

CONGRATULATIONS!!!!

 

FrugalRican wrote:

None, whatsoever.

My CR is clean as of the 16th of February :smileyhappy:

Just had an evil cell phone collections hanging around that wasn't supposed to be there, but that actually got turned into a positive tradeline.

Other than that, positive payments for years.

I was wondering how your FICO® went up so much between January and February.  What a blessed 2012 you are enjoying! 


Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Apped for AMEX BCE

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‎03-02-2012 08:25 PM

Was a mix of that being taken off and getting my util down from 36% to 28 as well. This year is treating me well ! Yay!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Apped for AMEX BCE

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‎03-12-2012 12:49 PM

Just got it in the mail. Activated and ready to go.


This thing is flimsy-ish though. But that blue dot/square is mesmerizing.

Wouldn't have ever gotten this without a well-informed, knowledgeable site full of cheerleaders, gurus, and enablers!

Thank you all!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 25 of 34 (457 Views)
 
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Regular Contributor
pastnow123
Posts: 109
Registered: ‎09-27-2011

Re: Apped for AMEX BCE

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‎03-12-2012 12:57 PM

Congrats. You can still call in ask for CL and request incarese if not satisfied.

Message 26 of 34 (451 Views)
 
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Frequent Contributor
tonyaether
Posts: 334
Registered: ‎06-04-2011

Re: Apped for AMEX BCE

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‎03-12-2012 05:47 PM

Congrats Frugal!!!!!!!!!!!!!!!!

Starting over in the garden...my seed has been planted:-)Last app: 02/23/2013
Current Scores: 12/2012 EQ - 783(FICO), TU98 - 773(FICO ), TU08- 763(Walmart FICO),EX PLUS-775 (FAKO) Credit Sesame - 804 (FAKO)
Wallet: Barclays Plat. Rewards MC 0/$4.9k,Amex BCP 0/$9.1k, CitiForward Signature $900/$11k, Chase Freedom 0/$3k,Target Visa 0/$1.5k, Walmart Discover 0/5.4k, Delta Gold Skymiles Amex 0/$2k
GOAL: 800 ACROSS THE BOARD!!!!
Message 27 of 34 (418 Views)
 
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Mega Contributor
LS2982
Posts: 14,447
Registered: ‎04-09-2011

Re: Apped for AMEX BCE

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‎03-12-2012 05:49 PM

FrugalRican wrote:

Well, I went to the online status form:

 

Date ReceivedCardStatus of ApplicationNext Step
03/02/12
BLUE CASH EVERYDAY(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days.

Congrats FR!!!!! Very nice!!!



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Contributor
JaneS1123445
Posts: 108
Registered: ‎03-04-2012

Re: Apped for AMEX BCE

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‎03-12-2012 05:59 PM

FrugalRican wrote:

Just got it in the mail. Activated and ready to go.


This thing is flimsy-ish though. But that blue dot/square is mesmerizing.

Wouldn't have ever gotten this without a well-informed, knowledgeable site full of cheerleaders, gurus, and enablers!

Thank you all!

:smileysad: I want mine too!

Message 29 of 34 (405 Views)
 
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Established Contributor
aussiesareforever
Posts: 651
Registered: ‎10-04-2010

Re: Apped for AMEX BCE

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‎03-12-2012 06:05 PM

Congrats Frugal


Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!
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