Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007

Re: Apping for BofA 99/500

My orig BofA pull was EX, then they pulled TU. 
Two pulls, one card (the BofA Amex from an online pre-app).
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Valued Member
Posts: 47
Registered: ‎01-11-2008

Re: Apping for BofA 99/500

Thanks for the info everyone.  I LOVE THIS FORUM!!
EQ 583 EX 625 TU 550
Established Contributor
Posts: 951
Registered: ‎12-04-2007

Re: Apping for BofA 99/500

I just opened a B of A checking and savings account.  They pulled Transunion for me (hard) but when checking out all my monitoring products, I see that they did a soft on Experian and on Equifax.
My daughter is in Detroit.  They hard pulled Experian for her.  So I think it is whatever suits their fancy at the time. 
(I live in Michigan)
I am thinking of applying for a card knowng I will be directed to secured.  But I am planning to apply for the MSHDA mortgage product through B of A in August so am making myself wait. 
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