Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007

Re: Apping for BofA 99/500

My orig BofA pull was EX, then they pulled TU. 
Two pulls, one card (the BofA Amex from an online pre-app).
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Valued Member
Posts: 47
Registered: ‎01-11-2008

Re: Apping for BofA 99/500

Thanks for the info everyone.  I LOVE THIS FORUM!!
EQ 583 EX 625 TU 550
Established Contributor
Posts: 965
Registered: ‎12-04-2007

Re: Apping for BofA 99/500

I just opened a B of A checking and savings account.  They pulled Transunion for me (hard) but when checking out all my monitoring products, I see that they did a soft on Experian and on Equifax.
My daughter is in Detroit.  They hard pulled Experian for her.  So I think it is whatever suits their fancy at the time. 
(I live in Michigan)
I am thinking of applying for a card knowng I will be directed to secured.  But I am planning to apply for the MSHDA mortgage product through B of A in August so am making myself wait. 
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.