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New Contributor
Posts: 66
Registered: ‎02-24-2012
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Re: Apping for Prime Credit Cards

I want to be careful with Cap One (I have CC and Auto Loan with them), they've been pretty nice to me.



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Valued Contributor
Posts: 2,328
Registered: ‎03-15-2012
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Re: Apping for Prime Credit Cards

If you're not opted out, doesn't Chase/Citi have prequalifier links up, and running now, as well as Discover?

New Contributor
Posts: 66
Registered: ‎02-24-2012
0

Re: Apping for Prime Credit Cards

I have received pre-approval letters from Discover, Chase and Wells Fargo. I was a authprized user on a card from Citibank that was not paid off.



Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 706, MYFICO EQ 669, MYFICO EXP 706
Goal Score: 760

Take the FICO Fitness Challenge

Valued Contributor
Posts: 2,328
Registered: ‎03-15-2012
0

Re: Apping for Prime Credit Cards

Maybe your best bet is to bite the bullet, and app for what you want. If you get a denial, you'll have the reasoning behind the decision, and can recon from there.

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