Credit Cards

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Education44
Posts: 62
Registered: ‎02-24-2012

Re: Apping for Prime Credit Cards

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‎01-07-2013 11:45 AM

I want to be careful with Cap One (I have CC and Auto Loan with them), they've been pretty nice to me.


Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

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Established Contributor
Burned2manybridgesB4
Posts: 602
Registered: ‎03-15-2012

Re: Apping for Prime Credit Cards

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‎01-07-2013 11:48 AM

If you're not opted out, doesn't Chase/Citi have prequalifier links up, and running now, as well as Discover?

CHOPPING BLOCK: My last GE card...wally.
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New Contributor
Education44
Posts: 62
Registered: ‎02-24-2012

Re: Apping for Prime Credit Cards

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‎01-07-2013 11:52 AM

I have received pre-approval letters from Discover, Chase and Wells Fargo. I was a authprized user on a card from Citibank that was not paid off.


Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

Take the FICO Fitness Challenge

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Established Contributor
Burned2manybridgesB4
Posts: 602
Registered: ‎03-15-2012

Re: Apping for Prime Credit Cards

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‎01-07-2013 11:56 AM

Maybe your best bet is to bite the bullet, and app for what you want. If you get a denial, you'll have the reasoning behind the decision, and can recon from there.

CHOPPING BLOCK: My last GE card...wally.
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