01-07-2013 11:45 AM
I want to be careful with Cap One (I have CC and Auto Loan with them), they've been pretty nice to me.
01-07-2013 11:52 AM
I have received pre-approval letters from Discover, Chase and Wells Fargo. I was a authprized user on a card from Citibank that was not paid off.
01-07-2013 11:56 AM
Maybe your best bet is to bite the bullet, and app for what you want. If you get a denial, you'll have the reasoning behind the decision, and can recon from there.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO