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Established Contributor
emptypockets
Posts: 1,004
Registered: ‎02-03-2009
0

Re: Apping for the Freedom post bankruptcy... Please post your results.

A BK is not an automatic denial with Chase, but you will have to recon, and explain any large balances on CC, or high utilization. I would think you would be approved on recon as long as you have reestablished your credit with no lates, etc.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (5), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (12/2014): 803; EX (6/14): 775
Regular Contributor
TilltedBrim
Posts: 123
Registered: ‎09-25-2011
0

Re: Apping for the Freedom post bankruptcy... Please post your results.


compassion101 wrote:

First question on the chase app is:

 

Is your credit history clear from bankruptcies and/or seriously delinquent accounts?

 
YES my credit history is clear from bankruptcies and/or seriously delinquent accountsow
 
NO my credit history is not clear from bankruptcies and/or seriously delinquent accounts

 

Not saying it's impossible, but it seems pretty unlikey until the BK comes off. I have an 8yo BK and applied a year ago and was denied. I was able to backdoor a Freedom cause my WAMU account was transferred over and they did give me a PC to the Freedom when I requested it. But they won't match my largest credit lines of 5k, keeping me at 2600.


Wow....  That doesn't sound so promising.

After falling off the wagon while in the garden... And going 2 for 4 on a drapping spree I've finally received my coveted Discover More. And now I'll limp back to the garden.

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