09-09-2012 01:48 PM
A BK is not an automatic denial with Chase, but you will have to recon, and explain any large balances on CC, or high utilization. I would think you would be approved on recon as long as you have reestablished your credit with no lates, etc.
09-09-2012 01:49 PM
First question on the chase app is:
Is your credit history clear from bankruptcies and/or seriously delinquent accounts?YES my credit history is clear from bankruptcies and/or seriously delinquent accountsowNO my credit history is not clear from bankruptcies and/or seriously delinquent accounts
Not saying it's impossible, but it seems pretty unlikey until the BK comes off. I have an 8yo BK and applied a year ago and was denied. I was able to backdoor a Freedom cause my WAMU account was transferred over and they did give me a PC to the Freedom when I requested it. But they won't match my largest credit lines of 5k, keeping me at 2600.
Wow.... That doesn't sound so promising.
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