12-14-2012 03:06 PM - edited 12-14-2012 03:07 PM
they show no love to me.. I just want to get a stingin IPAD for my daughter.. No one in our family own any apple equipment
and my kids seems to love 'em..
We are really saying bye, bye, bye Apple!!! ![]()
12-14-2012 03:23 PM
12-14-2012 03:27 PM
What are your scores? Your siggy says that on 10/15/12 it is 550 and that is way too low to expect those cards. I just checked another database and I see an approval on TU with 611 for $2K. Do you have any baddies and if so how recent?
Next time try to find out what the score approvals are before you waste your inquiries as those are too precious to you at this time.
12-14-2012 04:08 PM
Got my apple barclay with 650s
Starting Score: TU:650 - EQ: 67212-14-2012 04:50 PM
I'm at 603 score. I filed bankruptcy a year ago.. I just took a hit to apply for it just 'coz it's Xmas and my daughters birthday is a little after holiday.
I've been trying but unfortunately Barclay does not like to have many credit cards and high rate of using it even though you were never late.I have a lot of inquiries too just because I'm establishing credits.
Anyway I may not need to apply on this card anymore just because I will not have a need for it. I will probably just have some other family give her
the IPAD if they can afford it instead.
I will rest of applying cards till some of those items already clear my credit. I'm a little frustrated though but that's what happens when your credit is ruined.
12-14-2012 06:19 PM
Don't be so hard on yourself. I also filed an was discharged from BK in October 2011. I was denied Barclay in June 2012 because I had no revolving credit after BK. So I waited 6 months as per the many forums stated and applied again last week and was approved. It will take time. Did you try the recon #. Thats what I had to do because I learn that the amount I applied for $3000 was denied, but on recon they approved me for $2000.
12-14-2012 06:25 PM
Sorry to hear. I think Barclays Apple Card is harder than other Barclays cards. You can apply for Best Buy Card and it has longer fiancing plan.
Ron.
12-14-2012 06:36 PM
Yea, it's gonna take a little time to get your scores up...just keep paying on time and no more apps for a while and your scores will be enough to get that Barclay card before you know it!!!
12-14-2012 06:39 PM
OP, I just thought about something, what is your utiilzation right now? You know a high utilization can knock you out of the box quickly so let us know.
12-15-2012 12:45 PM
aissa_sf wrote:I'm at 603 score. I filed bankruptcy a year ago.. I just took a hit to apply for it just 'coz it's Xmas and my daughters birthday is a little after holiday.
I've been trying but unfortunately Barclay does not like to have many credit cards and high rate of using it even though you were never late.I have a lot of inquiries too just because I'm establishing credits.
Anyway I may not need to apply on this card anymore just because I will not have a need for it. I will probably just have some other family give her
the IPAD if they can afford it instead.
I will rest of applying cards till some of those items already clear my credit. I'm a little frustrated though but that's what happens when your credit is ruined.
Give it time credit does improve once the baddies fall off.Keep your chin up!

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