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You are either going to have to wait six months and try for a CLI at that point or finance part of it, using a debit card or another credit card for the the rest. The nice thing about Apple is that you can use multiple sources for payment.
@MuadDib wrote:Anybody else have any input on requesting an increase?
Barclay--- As conservative as they are, I will be really surprised if you could find a way to get a CL increase. The approval itself with 3 cards in a year is a great thing.
For atleast 6 months now, don't apply any new credit, or you may actually risk a Barclay recall.
They did exactly the same for me...asked for $4300, got $2000.
I told the guy on recon line "I'll just put the whole laptop on debit if you guys prefer it that way; ability to pay is not an issue here." And he said "Good for you, your limit is still $2000."
Considering my highest other limit at the time was $500, I still chalked it up as a win.
As noted above, you can always finance part of the rMBP, or do what I did....buy it cash, and then use the Apple Visa to 0% finance a new iPad.
Try one more time and ask for supervisor if needed
stay with it and go with what you had if they turned you down Again.
Maybe the charge off freak them out.
GOOD LUCK !!!!!!!!
$3500
@MuadDib wrote:$3500
That's cool..it worked out!
Yes, this time I got a girl on the line and I just flirted with her a little.
Haha, J/K.
ok, maybe a little.
Edit: Thanks everyone for your input!! Glad some of you were wrongish.
It all boiled down to my convincing her that I was doing a good job of managing my money, being more responsible, and building my credit back up.