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Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012

Apple Barclay pull credit from which bureau?

I'm in central florida.What credit bureau does Apple barclay pull from?

EQ-732FICO,EX-PLUS 740,TU-725FICO
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Valued Contributor
jsucool76
Posts: 2,736
Registered: ‎12-11-2011

Re: Apple Barclay pull credit from which bureau?

I believe barclays pulls TU. They pulled TU for my sister in south florida when she apped a couple months ago.

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Established Contributor
rtw
Posts: 772
Registered: ‎05-01-2012

Re: Apple Barclay pull credit from which bureau?

Barclays pulled TU for me. I'm in PA.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 710 (PSECU 6/01/13) TU: 715 (6/01/13) EQ: 688 (6/01/13)
Goal Score: 720
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Established Contributor
jordanmedical
Posts: 1,001
Registered: ‎04-08-2012

Re: Apple Barclay pull credit from which bureau?

When I applied, they pulled TU and I'm in central Fl too.

-Rebuilding with CapOne Cash: $1.5k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012

Re: Apple Barclay pull credit from which bureau?


jsucool76 wrote:
I believe barclays pulls TU. They pulled TU for my sister in south florida when she apped a couple months ago.

Go Gators! :smileyvery-happy:

Go gators in deed!!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012

Re: Apple Barclay pull credit from which bureau?

Seems to be a TU theme.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

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Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: Apple Barclay pull credit from which bureau?

TU South Florida.

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

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Valued Contributor
jsucool76
Posts: 2,736
Registered: ‎12-11-2011

Re: Apple Barclay pull credit from which bureau?

I think they exclusively pull TU unless the report is frozen. 

 

If you do get denied for the card call up and recon, the credit analyst number is in the backdoor thread, and they're supposed to have one of the best recon departments out there. 

 

Good Luck! 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012

Re: Apple Barclay pull credit from which bureau?

Thank you for all that good advice!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
jordanmedical
Posts: 1,001
Registered: ‎04-08-2012

Re: Apple Barclay pull credit from which bureau?

I tried to recon last year and failed but the analyst told me exactly what I needed to get approved after looking over my credit report.

-Rebuilding with CapOne Cash: $1.5k, NFCU Secured: 500, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

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