i got this card with 1300 cl maxed it same day i got the card buying a macbook pro and let it report, paid 100 monthly for 6 months and asked for a cli at the end of the 6th statement. so i dont think they cared
So after seeing that this was a good card for people right out of BK I decided to apply. I have never filed for BK. I have several baddies from 2006-2007 but a perfect history since and several cards in good standing and about 50% utilization. I was shocked that I was denied. In 2006 I burned Barklays is that perhaps why?
I don't know but considering the low FICO's people are getting approvals with for this card it was suspiring.
My TU Fico is 620, EQ is 630
The same FICO with BK ad without BK is not the same for lenders, they usually don't like a BK on your CR, and on top of that you burned them in 2006 it might have been a factor on thier denial.
Im planning to buy a mac book pro but im afraid to apply again to barclay credit card for apply, since im recently applied to amex what is the best time to apply on BARCLAY CREDIT CARD:
Yeah 0% APR is nice and all, but its going to hurt your Utilization, if your going to end up maxing it out and being able to pay it off over the 3 months, dont go out applying for more cards until you have had a Utilization less than 30% for at least 6 - 12 months.