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YES!!!! I took a chance and applied for the apple card online and was denied but I called the backdoor number. After about 10 mins of sitting on the phone, I spoke w/ a nice young lady and she asked me a few questions about my credit (and that damn Express/WFNNB chargeoff) but I explained my situation to her and that I am working to clear up my credit and be a responsible adult. She took my words into consideration and I was approved for $500. Its not alot but I know after 6 months of paying off the balance, I will call to consideration for a limit increase. I thought I would never be able to get the Apple visa but thanks to the forum and being on time w/ my bills, it was very possible. Thanks !!!!
Congrats on rebuilding and on being willing to call the backdoor for a recon. Nice work!
Congrats!
i had a very similar thing happen as well today ! applied for the card online but was denied. i called the recon number and spoke to a rep and after about two minutes, he asked me if "you were to be approved, what kind of a minimum payments would you make." my asnwer was that if i purchased an item around 600 - 700 range, i would pay atleast $100 minimum payment. the next thing he said was that i was approved for $2000.
@waqaszm1 wrote:i had a very similar thing happen as well today ! applied for the card online but was denied. i called the recon number and spoke to a rep and after about two minutes, he asked me if "you were to be approved, what kind of a minimum payments would you make." my asnwer was that if i purchased an item around 600 - 700 range, i would pay atleast $100 minimum payment. the next thing he said was that i was approved for $2000.
Wow, thats good! dont spend it all in one place