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What are the chances of me getting a Visa with apple? And which bureau do they look at?
Experian - 683
Equifax - 674
TransUnion - 693
I believe its issued by barclays, so must be TU
@Anonymous wrote:What are the chances of me getting a Visa with apple? And which bureau do they look at?
Experian - 683
Equifax - 674
TransUnion - 693
Pretty likely as long as you don't have a new BK... they like to see a year plus of rebuilding before issuing card. Also can be Inq sensitive on TU and Util sensitive for sure. If you happen to be declined, call the backdoor number from the thread above, they are excellent for recon and approvals... Also if approved instantly and not high enough CL, many posts show positive CLI before even first use of card.
I'm kinda new to this vocab on this site. Does every CreditCard company have a backdoor number? Whats a BK?
Your scores are right around where mine were when I was approved.
I got the itunes rewards card with a CL of 1500 and 14.9%, low income was likely what limited my CL size.
@Anonymous wrote:I'm kinda new to this vocab on this site. Does every CreditCard company have a backdoor number? Whats a BK?
No, not all have backdoor numbers.
BK= Bankruptcy
I believe thread above will also tell you meanings.
@Anonymous wrote:I'm kinda new to this vocab on this site. Does every CreditCard company have a backdoor number? Whats a BK?
Most of them do have a backdoor number. BK is bankruptcy.
Here are the common abbreviations:
http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458#U88458
Thats very helpful thank you!!
I also want to add that i have 1 debt collection that is in the process of being corrected because of a mix up. TU says its paid off but the other 2 say it has not, I have already filed a claim.
Just got approved for $2490.00!!!! Awesome!!!
if you "ask" for balance transfer they will most likely increase your limit. They did mine from 2500 to 4500 and i only moved 1500 over. lol.