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So I'm in the process of buying a new macbook pro. I don't want to spend all my cash on this so I'm thinking to get a little help from Barclay.
I've been turned down so many times by Barclay before due to many reasons... not enough history .. Inquiries ..
So I guess my question is how difficult it is to get approved for this card? And how sensitive are they about recent accounts and excessive inquiries ?
How is their recon process?
Here is a good thread you can look @ http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-credit-Good-or-bad/td-p/1279449
They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.
They approved me for a $1,000. I originally asked for $2,500.
I won't be apping for any new card for at least 18 months .. I won't even do any CLI requests!
@Brian_Trying_700 wrote:They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.
Congrats. Thats great news.
@altayar wrote:They approved me for a $1,000. I originally asked for $2,500.
I won't be apping for any new card for at least 18 months .. I won't even do any CLI requests!
@Brian_Trying_700 wrote:They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.
Is that enough to get your Macbook? Those are very beautiful computers.My sister received her's today delivered by the BIG brown truck.I've been playing with it for the last couple hours
Unfortunately, it's not. I will have to add an additional $1,200. I'm trying to sell my old Mac 2011 for that price now.
But it's a good assistance.
@MountainHiker wrote:
@altayar wrote:They approved me for a $1,000. I originally asked for $2,500.
I won't be apping for any new card for at least 18 months .. I won't even do any CLI requests!
@Brian_Trying_700 wrote:They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.
Is that enough to get your Macbook? Those are very beautiful computers.My sister received her's today delivered by the BIG brown truck.I've been playing with it for the last couple hours
CONGRATS!!!!!
I would call in and see if they will increase it for you! Recon number in the backdoor sticky.
The approval actually came after recon. The system gave a flat denial!
I think I would've been approved for a higher limit if I didn't have that many inquiries on my CR.
@LS2982 wrote:CONGRATS!!!!!
I would call in and see if they will increase it for you! Recon number in the backdoor sticky.
I think the whole Barclay AA fear thing is overblown on this forum. Both myself and my girlfriend have Barclaycards and I know I have opened 5 new accounts, asked for an early CLI, added 8 new inquiries and have not heard a single peep from them. The story with my girl is similar. Of course the few people who get AA'ed are going to be the loudest people and those are the ones you hear about and think it must be a common issue. It probably isn't. The silent majority still rules over the loud minority.