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Frequent Contributor
Posts: 258
Registered: ‎08-19-2010
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Apple Card from Barclay

[ Edited ]

So I'm in the process of buying a new macbook pro. I don't want to spend all my cash on this so I'm thinking to get a little help from Barclay. 

I've been turned down so many times by Barclay before due to many reasons... not enough history .. Inquiries ..

So I guess my question is how difficult it is to get approved for this card? And how sensitive are they about recent accounts and excessive inquiries ?

 

How is their recon process?

Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: Apple Card from Barclay

Here is a good thread you can look @ http://ficoforums.myfico.com/t5/Credit-Cards/Barclays-credit-Good-or-bad/td-p/1279449

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Frequent Contributor
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Re: Apple Card from Barclay

They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Frequent Contributor
Posts: 258
Registered: ‎08-19-2010
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Re: Apple Card from Barclay

[ Edited ]

They approved me for a $1,000. I originally asked for $2,500.

I won't be apping for any new card for at least 18 months .. I won't even do any CLI requests!


Brian_Trying_700 wrote:

They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.




Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: Apple Card from Barclay

Congrats. Thats great news. :smileyhappy:

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: Apple Card from Barclay


altayar wrote:

They approved me for a $1,000. I originally asked for $2,500.

I won't be apping for any new card for at least 18 months .. I won't even do any CLI requests!


Brian_Trying_700 wrote:

They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.





Is that enough to get your Macbook? Those are very beautiful computers.My sister received her's today delivered by the BIG brown truck.I've been playing with it for the last couple hours:smileyhappy:

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Frequent Contributor
Posts: 258
Registered: ‎08-19-2010
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Re: Apple Card from Barclay

[ Edited ]

Unfortunately, it's not. I will have to add an additional $1,200. I'm trying to sell my old Mac 2011 for that price now.

But it's a good assistance. 

 

 


MountainHiker wrote:

altayar wrote:

They approved me for a $1,000. I originally asked for $2,500.

I won't be apping for any new card for at least 18 months .. I won't even do any CLI requests!


Brian_Trying_700 wrote:

They dont like new accounts open before 6 months if you are approved. They will watch you like a hawk by softing you CC reports.





Is that enough to get your Macbook? Those are very beautiful computers.My sister received her's today delivered by the BIG brown truck.I've been playing with it for the last couple hours:smileyhappy:




Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Apple Card from Barclay

CONGRATS!!!!!

 

I would call in and see if they will increase it for you! Recon number in the backdoor sticky.




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Frequent Contributor
Posts: 258
Registered: ‎08-19-2010
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Re: Apple Card from Barclay

The approval actually came after recon. The system gave a flat denial!

I think I would've been approved for a higher limit if I didn't have that many inquiries on my CR.

 


LS2982 wrote:

CONGRATS!!!!!

 

I would call in and see if they will increase it for you! Recon number in the backdoor sticky.




Established Contributor
Posts: 923
Registered: ‎06-12-2012
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Re: Apple Card from Barclay

[ Edited ]

I think the whole Barclay AA fear thing is overblown on this forum. Both myself and my girlfriend have Barclaycards and I know I have opened 5 new accounts, asked for an early CLI, added 8 new inquiries and have not heard a single peep from them. The story with my girl is similar. Of course the few people who get AA'ed are going to be the loudest people and those are the ones you hear about and think it must be a common issue. It probably isn't. The silent majority still rules over the loud minority.

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