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I want to get the Apple Visa so that I can buy a Mac. I just got the Wyndham Visa on 20 Jan 2015 with a $2.500 CL 768 TU FICO, is it safe to get a card with Barclay's or should I wait?
@corymcd88 wrote:I want to get the Apple Visa so that I can buy a Mac. I just got the Wyndham Visa on 20 Jan 2015 with a $2.500 CL 768 TU FICO, is it safe to get a card with Barclay's or should I wait?
You have 3 million cards, do you not have a 0% APR promotion on any of them? I would think those would be better.
How many inquiries do you have total in the last 12 months?
Which Mac are you buying? (Sheer curiosity)
@SecretAzure wrote:
@corymcd88 wrote:I want to get the Apple Visa so that I can buy a Mac. I just got the Wyndham Visa on 20 Jan 2015 with a $2.500 CL 768 TU FICO, is it safe to get a card with Barclay's or should I wait?
You have 3 million cards, do you not have a 0% APR promotion on any of them? I would think those would be better.
How many inquiries do you have total in the last 12 months?
Which Mac are you buying? (Sheer curiosity)
I'm looking to get rid of a lot of cards. Two on TU one being from Barclays. Mac Mini.
3 million cards. Lol . The apple card is goid for 12 months 0 apr. Plus points now you are good to go.
@taxi818 wrote:3 million cards. Lol . The apple card is goid for 12 months 0 apr. Plus points now you are good to go.
After one year and paid off do a PC to something other.
@corymcd88 wrote:
@taxi818 wrote:3 million cards. Lol . The apple card is goid for 12 months 0 apr. Plus points now you are good to go.
After one year and paid off do a PC to something other.
Exactly. I have had it six months now. 3500 limit. I'm not gonna ask for cli min 6 more months. Here comes the right. 8 percent apr. And will pc this. Even if I just apply. I will transfer balance. I did get hp cli after 3 months. From 2k to 3500.
@taxi818 wrote:
@corymcd88 wrote:
@taxi818 wrote:3 million cards. Lol . The apple card is goid for 12 months 0 apr. Plus points now you are good to go.
After one year and paid off do a PC to something other.
Exactly. I have had it six months now. 3500 limit. I'm not gonna ask for cli min 6 more months. Here comes the right. 8 percent apr. And will pc this. Even if I just apply. I will transfer balance. I did get hp cli after 3 months. From 2k to 3500.
As in my thread, a lot of people are getting special offers such as CLI , lower APR's, and temporary 0% APR for 'X' amount of months, see if you qualify for one. Oh yeah, did I mention they get these with soft pulls? Don't believe me? Try it!! Simply call and say "I was wondering if there were any special offers on my account, like temporary 0% APR?" And move up to the other things from there.
Good luck!
@SecretAzure wrote:
@taxi818 wrote:
@corymcd88 wrote:
@taxi818 wrote:3 million cards. Lol . The apple card is goid for 12 months 0 apr. Plus points now you are good to go.
After one year and paid off do a PC to something other.
Exactly. I have had it six months now. 3500 limit. I'm not gonna ask for cli min 6 more months. Here comes the right. 8 percent apr. And will pc this. Even if I just apply. I will transfer balance. I did get hp cli after 3 months. From 2k to 3500.
As in my thread, a lot of people are getting special offers such as CLI , lower APR's, and temporary 0% APR for 'X' amount of months, see if you qualify for one. Oh yeah, did I mention they get these with soft pulls? Don't believe me? Try it!! Simply call and say "I was wondering if there were any special offers on my account, like temporary 0% APR?" And move up to the other things from there.
Good luck!
Mine is a very new account only had one statement.
@corymcd88 wrote:
@SecretAzure wrote:
@taxi818 wrote:
@corymcd88 wrote:
@taxi818 wrote:3 million cards. Lol . The apple card is goid for 12 months 0 apr. Plus points now you are good to go.
After one year and paid off do a PC to something other.
Exactly. I have had it six months now. 3500 limit. I'm not gonna ask for cli min 6 more months. Here comes the right. 8 percent apr. And will pc this. Even if I just apply. I will transfer balance. I did get hp cli after 3 months. From 2k to 3500.
As in my thread, a lot of people are getting special offers such as CLI , lower APR's, and temporary 0% APR for 'X' amount of months, see if you qualify for one. Oh yeah, did I mention they get these with soft pulls? Don't believe me? Try it!! Simply call and say "I was wondering if there were any special offers on my account, like temporary 0% APR?" And move up to the other things from there.
Good luck!
Mine is a very new account only had one statement.
Somebody received an offer in their first month, if I remember correctly. All the way from 1 month to 1+ year later people have received these offers.
The Apple card is worthless aside from financing Apple products. Just put it on a different 0 APR card.