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Contributor
Posts: 89
Registered: ‎02-14-2011
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Re: Apple: Need a new computer but getting ready to buy a car

Good info. That might be a good choice since a new account might hurt my score, but at the same time I probably could use the available credit in the long run...

oh decisions decisions!
Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)
Current: TU 670(FICO) EQ 667 (FICO) EX 660 (FAKO)
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Regular Contributor
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Registered: ‎11-16-2007
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Re: Apple: Need a new computer but getting ready to buy a car


laurasiew wrote:
Good info. That might be a good choice since a new account might hurt my score, but at the same time I probably could use the available credit in the long run...

oh decisions decisions!

Ye I hear ya on that!

 

I've ordered two MacBook Pros (one an open box -- smokin' deal!) and a color laser printer this last year. Didn't really need them, but with the account hidden I just couldn't resist. Way high interest rate if you don't pay off the promo in time.

Contributor
Posts: 89
Registered: ‎02-14-2011
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Re: Apple: Need a new computer but getting ready to buy a car

ugh. I went ahead and applied for apple AMD got a denial. Called for a recon and they're closed!
Starting: TU 616 (VS) EQ 598 (FICO) EX 619 (FAKO)
Current: TU 670(FICO) EQ 667 (FICO) EX 660 (FAKO)
Look out 700 Club, here I come!!!
Established Contributor
Posts: 999
Registered: ‎11-08-2011
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Re: Apple: Need a new computer but getting ready to buy a car

No matter where you wind up getting your financing, if you buy at Mac Mall you'll still save a ton of $.  They have a brand-new, one model back section that's 25% off sticker on some items.  I check it every day.

 

Here's the dircect link:

 

http://www.macmall.com/n/Apple-Closeout-Blowout/macCustomPages-3964

 

Also, note how they are low on stock... the next round of macs is due out in the next 4-8 weeks.  I know you hate your tablet, but you might just want try to hold off for a few weeks so you LITERALLY aren't wasting money. (Any computer you buy today will be 10-30% cheaper in a month.

 

More proof to the rumor of the new macs:

  • Best Buy has all their macs on sale, apple doesn't let them do this unless they are trying to burn through stock
  • OSX Mountain Lion was announced 4 weeks ago, They usually hit the machines 8-12 weeks later and boxed versions are avail 8-12 weeks after that.  Apple said Mountain Lion is coming in "summer" which makes that timeframe work.
  • Apple usually updates their computers 2x/year. (early and late models) the last refresh was Oct of last year (I think)... they're right on schedule.

-SM

I am not an attorney and none of what I write should be construed as legal advice. For legal advice please consult an attorney.

Starting Score: ~470 preBK(8/2010)
Current Scores as of 3/15/14 All 700+. Last CR pull from a lender(housing) was mid-score 729.
Goal Score: 700+ - reached.
Mega Contributor
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Registered: ‎04-09-2011
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Re: Apple: Need a new computer but getting ready to buy a car


laurasiew wrote:
ugh. I went ahead and applied for apple AMD got a denial. Called for a recon and they're closed!

Let them know your interested in the financing offer, they're going to ask questions about your report. Be prepared to answer for anything on your report.




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Established Contributor
Posts: 500
Registered: ‎05-11-2007
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Re: Apple: Need a new computer but getting ready to buy a car

You know apple sure makes some nice computers, but if buying the car is a priority need rather than want, why dont you spend 450 bucks on a dell from walmart. I know they are no apple, but heck, it would get you a computer for now, and the car buying should be easier and maybe have better rates without that higher utilization.



Just my opinion of coirse.
Established Contributor
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Registered: ‎12-02-2010
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Re: Apple: Need a new computer but getting ready to buy a car


Chris123nTx wrote:
You know apple sure makes some nice computers, but if buying the car is a priority need rather than want, why dont you spend 450 bucks on a dell from walmart. I know they are no apple, but heck, it would get you a computer for now, and the car buying should be easier and maybe have better rates without that higher utilization.



Just my opinion of coirse.

It *might* be possible that the OP's occupation depends on Macs like mine does. Xcode, the program that you write code for iphone apps in, wont run on a pc or anything else.  Then again this is a very specific circumstance.

Established Contributor
Posts: 500
Registered: ‎05-11-2007
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Re: Apple: Need a new computer but getting ready to buy a car

Good point. I was at best buy the other day and dang some of those apples make me drool. I just have such a hard time spending the money.
Established Contributor
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Registered: ‎12-02-2010
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Re: Apple: Need a new computer but getting ready to buy a car

[ Edited ]

Chris123nTx wrote:
Good point. I was at best buy the other day and dang some of those apples make me drool. I just have such a hard time spending the money.

I never have that problem because I keep mine very close to new with invisible shields and such. When I go to sell them I usually get all but 100 back from my original purchase. Apple devs were given information on the iPad released today in advance. I decided itd be best to sell my iPad 2 nearly 1 month before since no one wants an iPad 2 when the 3rd is out. After 4 hours of battling Apple's site I finaly got my order placed through Amex's points mall.

Established Contributor
Posts: 500
Registered: ‎05-11-2007
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Re: Apple: Need a new computer but getting ready to buy a car

Sweet. Do they have.delivery dates on the ipad3 yet? I do think i am going to invest in the new one. Think verizon has a no contract 10 gig for 80 bucks a month. Something close to that anyway.
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