07-21-2008 03:34 AM
There is no real reason for me wanting to get a primecard by May if I am honest with myself. I am not planning on really using the cards I get, just trying to improve my score. I thought if I got a prime I would get a higher CL,which would help my score grow faster. Also, thought the airmiles I would get would be nice when I buy my airplane tickets.OMG, I just had a thought. I will need to take out a BARLoan in April or May of next year for about $8,000 to pay for the bar and bar classes.How are loans looked at? Frigging eh,I forgot about this.You guys have convinced me not to apply for any more credit for at least a year,except for my barloan.If I am honest with myself I really really want to buy a house. Because I have all these inquiries I need to wait until July/August 2010 for the inquiries to drop off. I guess I need to focus on that dream instead of the short term gratification of getting approved for a credit card.
07-21-2008 09:57 AM
07-21-2008 06:24 PM
07-25-2008 07:18 AM
07-25-2008 07:36 AM
07-25-2008 07:46 AM
hauling,Does de-duped only apply to the same issuer or the same store? For example, I applied for 3 cards issued by GEMB. Does this mean this will count as 1 inquiry or 3?
07-25-2008 07:50 AM
07-25-2008 08:02 AM
07-25-2008 08:25 AM - edited 07-25-2008 08:33 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.