Credit Cards

[obageegee]

I just got an e-mail back from First Bank Card. There is a place to check the status of an application. I did that and it says it's "pending" not shot down just "pending" so can I assume that this is good or bad?

[webhopper]

---

obageegee wrote:

I just got an e-mail back from First Bank Card. There is a place to check the status of an application. I did that and it says it's "pending" not shot down just "pending" so can I assume that this is good or bad?

---

At this point, you aren't automatically denied.  I would take that as a good sign

Good luck man!

[somnipotent]

Probably pending a manual review and/or verification.  They did that to me.  They sent me a letter asking for my DL and paystub.  I threw it away.  Wasted a HP

[obageegee]

DL? don't see that on the abbreviations list :-(

[Link2k]

---

obageegee wrote:

DL? don't see that on the abbreviations list :-(

---

Driver's License

[obageegee]

Thanks Webhopper!

[webhopper]

---

Omaplatypus wrote:

Probably pending a manual review and/or verification.  They did that to me.  They sent me a letter asking for my DL and paystub.  I threw it away.  Wasted a HP

---

Ummm sounds like you were approved, why didn't you send them the requested information?

They just wanted to verify identity and / or employment...  don't see why this had to result in a wasted HP, its just due diligence.....   If you still want the card, call them and ask if you can fax them the info.

[somnipotent]

Yeah, I didn't want it after the fact.  Shouldn't have apped for it.  I wasn't as savvy a few months ago.  Had the same thing happen with Discover.  They kept calling me and I straight up told them to stop calling and I'm not interested anymore.  Didn't realize until I started with this forum that all they wanted was verification.  Oh well.  Lesson learned. 

[webhopper]

---

Omaplatypus wrote:

Yeah, I didn't want it after the fact.  Shouldn't have apped for it.  I wasn't as savvy a few months ago.  Had the same thing happen with Discover.  They kept calling me and I straight up told them to stop calling and I'm not interested anymore.  Didn't realize until I started with this forum that all they wanted was verification.  Oh well.  Lesson learned. 

---

That's too bad, Discover is a good company to do business with.  At least they attempted to follow up instead of straight up declining and not caring

[Chadsnana]

I have applied for 6 CCs recently. Four out of six said that it was pending review and I had to call. They usually just wanted to verify information like address, employment, etc. It seems to be common practice and not indicative at all of them turning you down.