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New Member
jeromeMI
Posts: 2
Registered: ‎04-20-2008
0

Applied Bank Credit Card Not Reporting To Equifax

I have had a secured credit card account with applied bank for 3 months paying as agreed and as of today it hasnt shown up on my equifax report. It is showing up no problem on trans union. Any idea why not?

Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012
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Re: Applied Bank Credit Card Not Reporting To Equifax

What makes you believe Applied Bank reports to Equifax?

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Valued Contributor
jsucool76
Posts: 2,907
Registered: ‎12-11-2011
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Re: Applied Bank Credit Card Not Reporting To Equifax


XxRaVeNxX wrote:

What makes you believe Applied Bank reports to Equifax?


I don't think it does either. Not entirely sure though. They're definitely one of those companies that wouldn't report to all 3. 

Wallet: Capital One Quicksilver 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 3000CL, Walmart Discover: 3500CL, UPromise Mastercard: 3500CL, Chase Slate: 1000CL, Discover IT: 2000CL, Citi Forward: 2600CL, Bank Of America Student Travel Rewards: 2700CL, Amex PRG, Citi DoubleCash: 1200CL
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
0

Re: Applied Bank Credit Card Not Reporting To Equifax

Back in 2007 DW had a CO via them and they reported to all 3. They were considered a junk CC back then and it wouldn't surprise me if they don't report to all 3 now.

Frequent Contributor
MarcinXP
Posts: 303
Registered: ‎09-06-2011
0

Re: Applied Bank Credit Card Not Reporting To Equifax

Opened Applied Bank in Oct 2011 and closed 2 months ago. They never reported to EQ and when I called they told me they don't have a relationship with EQ. It states so on their website. They only report to TU and EX as of last 2 years or so. I've been told that by 2 of their agents and of course the fact that they never reported it on my credit. Decent rebuilt with no AF and 9.99% APR but no EQ history!

NFCU Visa Sig $25k / Fidelity Amex $7.5k / Chase Freedom Visa $7.5k / BOA - BBR MC $7.5k / Chase Sapphire Preferred $7k / Best Buy Platinum MC $3K / Barclay Rewards MC $2k / Chase Amazon Visa $1k / Discover IT $1K / GE Lowes and GE Walmart $5k / GE Amazon $2450 / Target RedCard - $300 / NO CAPONE IN MY WALLET ANYMORE!
New Member
jeromeMI
Posts: 2
Registered: ‎04-20-2008
0

Re: Applied Bank Credit Card Not Reporting To Equifax

Thanks everyone! I had just assumed they reported to all three. :smileyhappy:


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