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jeromeMI
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jeromeMI
Posts: 2
Registered: ‎04-20-2008

Applied Bank Credit Card Not Reporting To Equifax

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‎09-15-2012 09:42 PM

I have had a secured credit card account with applied bank for 3 months paying as agreed and as of today it hasnt shown up on my equifax report. It is showing up no problem on trans union. Any idea why not?

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XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012

Re: Applied Bank Credit Card Not Reporting To Equifax

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‎09-16-2012 03:51 PM

What makes you believe Applied Bank reports to Equifax?

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
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jsucool76
Posts: 2,652
Registered: ‎12-11-2011

Re: Applied Bank Credit Card Not Reporting To Equifax

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‎09-16-2012 04:00 PM

XxRaVeNxX wrote:

What makes you believe Applied Bank reports to Equifax?

I don't think it does either. Not entirely sure though. They're definitely one of those companies that wouldn't report to all 3. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
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llecs
Posts: 31,505
Registered: ‎08-04-2007

Re: Applied Bank Credit Card Not Reporting To Equifax

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‎09-16-2012 04:12 PM

Back in 2007 DW had a CO via them and they reported to all 3. They were considered a junk CC back then and it wouldn't surprise me if they don't report to all 3 now.

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MarcinXP
Posts: 268
Registered: ‎09-06-2011

Re: Applied Bank Credit Card Not Reporting To Equifax

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‎09-16-2012 05:00 PM

Opened Applied Bank in Oct 2011 and closed 2 months ago. They never reported to EQ and when I called they told me they don't have a relationship with EQ. It states so on their website. They only report to TU and EX as of last 2 years or so. I've been told that by 2 of their agents and of course the fact that they never reported it on my credit. Decent rebuilt with no AF and 9.99% APR but no EQ history!

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jeromeMI
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jeromeMI
Posts: 2
Registered: ‎04-20-2008

Re: Applied Bank Credit Card Not Reporting To Equifax

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‎09-16-2012 10:42 PM

Thanks everyone! I had just assumed they reported to all three. :smileyhappy:

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