Reply
New Member
Posts: 2
Registered: ‎04-20-2008
0

Applied Bank Credit Card Not Reporting To Equifax

I have had a secured credit card account with applied bank for 3 months paying as agreed and as of today it hasnt shown up on my equifax report. It is showing up no problem on trans union. Any idea why not?

Regular Contributor
Posts: 201
Registered: ‎08-19-2012
0

Re: Applied Bank Credit Card Not Reporting To Equifax

What makes you believe Applied Bank reports to Equifax?

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Super Contributor
Posts: 5,275
Registered: ‎12-11-2011
0

Re: Applied Bank Credit Card Not Reporting To Equifax


XxRaVeNxX wrote:

What makes you believe Applied Bank reports to Equifax?


I don't think it does either. Not entirely sure though. They're definitely one of those companies that wouldn't report to all 3. 

;
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Applied Bank Credit Card Not Reporting To Equifax

Back in 2007 DW had a CO via them and they reported to all 3. They were considered a junk CC back then and it wouldn't surprise me if they don't report to all 3 now.

Frequent Contributor
Posts: 309
Registered: ‎09-06-2011
0

Re: Applied Bank Credit Card Not Reporting To Equifax

Opened Applied Bank in Oct 2011 and closed 2 months ago. They never reported to EQ and when I called they told me they don't have a relationship with EQ. It states so on their website. They only report to TU and EX as of last 2 years or so. I've been told that by 2 of their agents and of course the fact that they never reported it on my credit. Decent rebuilt with no AF and 9.99% APR but no EQ history!

NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
New Member
Posts: 2
Registered: ‎04-20-2008
0

Re: Applied Bank Credit Card Not Reporting To Equifax

Thanks everyone! I had just assumed they reported to all three. :smileyhappy:

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.