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New Member
Posts: 7
Registered: ‎08-16-2012
0

Applied For Chase Freedom

I just applied for a Chase Freedom and got a "decision pending" message. Should I call them now or wait a day?

Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: Applied For Chase Freedom

Wait a day then (888) 270-2127.

 

What is your credit profile?

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Frequent Contributor
Posts: 437
Registered: ‎03-19-2010
0

Re: Applied For Chase Freedom

Good luck!!! I love my Chase Freedom

New Member
Posts: 7
Registered: ‎08-16-2012
0

Re: Applied For Chase Freedom

My score is around 700 on Equifax. I have no idea about the other two. I don't have any baddies but I have high util. I've kept my payments on time for atleast the past 9 years.

Frequent Contributor
Posts: 322
Registered: ‎08-19-2010
0

Re: Applied For Chase Freedom

You could call them right now. That's what I did when I applied for the Chase Amazon card. 

The credit specialist gave me a decision over the phone. 


Frequent Contributor
Posts: 269
Registered: ‎03-15-2012
0

Re: Applied For Chase Freedom

Call the backdoor now! Be ready to explain things on your credit report.

Fico Scores: 763 EQ(12/11/12) 801 TU(02/06/15) 776 EX(02/14/2015)
AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K Discover it 6.5K Wells Fargo Cash Back $4.4K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Contributor
Posts: 90
Registered: ‎01-07-2010
0

Re: Applied For Chase Freedom

Good Luck!!! I love my Chase Freedom card.

Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Applied For Chase Freedom

Call them! Have goals in mind before you call! Try the bdoor num!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Member
Posts: 7
Registered: ‎08-16-2012
0

Re: Applied For Chase Freedom

Can you tell me what you mean by goals?

Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: Applied For Chase Freedom

Goals i.e.:

 

I'm building my credit to get a mortgage.

I would like get the CSP one day.

I like your rewards program.

I'm looking to take out a car loan next year.

 

etc etc.

 

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
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