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Applied For Chase Freedom

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Anonymous
Not applicable

Applied For Chase Freedom

I just applied for a Chase Freedom and got a "decision pending" message. Should I call them now or wait a day?

Message 1 of 27
26 REPLIES 26
Jlu
Established Contributor

Re: Applied For Chase Freedom

Wait a day then (888) 270-2127.

 

What is your credit profile?

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 2 of 27
Mike360
Frequent Contributor

Re: Applied For Chase Freedom

Good luck!!! I love my Chase Freedom

Message 3 of 27
Anonymous
Not applicable

Re: Applied For Chase Freedom

My score is around 700 on Equifax. I have no idea about the other two. I don't have any baddies but I have high util. I've kept my payments on time for atleast the past 9 years.

Message 4 of 27
CreditPacMan
Established Contributor

Re: Applied For Chase Freedom

You could call them right now. That's what I did when I applied for the Chase Amazon card. 

The credit specialist gave me a decision over the phone. 

Current Cards:
Message 5 of 27
CreditChampion
Frequent Contributor

Re: Applied For Chase Freedom

Call the backdoor now! Be ready to explain things on your credit report.

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Message 6 of 27
hardworker77
Contributor

Re: Applied For Chase Freedom

Good Luck!!! I love my Chase Freedom card.

Message 7 of 27
youngandcreditwrthy
Senior Contributor

Re: Applied For Chase Freedom

Call them! Have goals in mind before you call! Try the bdoor num!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 27
Anonymous
Not applicable

Re: Applied For Chase Freedom

Can you tell me what you mean by goals?

Message 9 of 27
Jlu
Established Contributor

Re: Applied For Chase Freedom

Goals i.e.:

 

I'm building my credit to get a mortgage.

I would like get the CSP one day.

I like your rewards program.

I'm looking to take out a car loan next year.

 

etc etc.

 

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 10 of 27
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