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Contributor
YoungMoney06
Posts: 88
Registered: ‎06-26-2011

Applied Two GE Cards... Wal-Mart & Amazon

I just recently applied for two GE cards, Wal-Mart and Amazon, seeing as how I shop those the most often and would utilize those quite a bit, AND RESPONSIBLY, but was given the dreaded 7-10 day notice. I haven't checked my score recently, but am believed to be sitting at about a 642, but is there any way I could speed up the process. The hardest part is the waiting game, and I'm eager to grow my credit, so having these 2 additional cards would really help me, but am trying to be patient on whether I was approved or denied.

 

Any advice on how I could find out sooner, or must I be patient? :smileyhappy:


Current Score: EQ 600; TU 652 (as of 12/04/2012); EX: 611 (as of 12/06/2012 per Pageonce iPhone App)
Goal Score: 700 Across the Board (TU, EQ, EX)


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TrishN
Posts: 404
Registered: ‎11-05-2012

Re: Applied Two GE Cards... Wal-Mart & Amazon

Call back door number. Search for back door number, you'll see it

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Moderator
tinuviel
Posts: 4,018
Registered: ‎11-02-2010

Re: Applied Two GE Cards... Wal-Mart & Amazon


TrishN wrote:

Call back door number. Search for back door number, you'll see it


Agreed. When I got the 7-10 day message for my Dillard's card, I was sure that it meant that I had been turned down. Instead, they simply wanted to confirm my identity and I was approved. I would recommend that the OP give them a call and find out.

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 748, TU 741 (06/01/2013), EX 743 (06/13/2013)
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Valued Contributor
Jutz
Posts: 1,143
Registered: ‎05-10-2012

Re: Applied Two GE Cards... Wal-Mart & Amazon

GE has been doing the ID verification a lot lately, I keep seeing that for everyone's approvals.

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
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WalMart $800
Contributor
YoungMoney06
Posts: 88
Registered: ‎06-26-2011

Re: Applied Two GE Cards... Wal-Mart & Amazon

Should I call Wal-Mart underwriting, or Wal-Mart Personal Accounts? And for Amazon, GEMB backdoor number in the backdoor thread would work fine, correct?

 


Current Score: EQ 600; TU 652 (as of 12/04/2012); EX: 611 (as of 12/06/2012 per Pageonce iPhone App)
Goal Score: 700 Across the Board (TU, EQ, EX)


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Valued Contributor
Jutz
Posts: 1,143
Registered: ‎05-10-2012

Re: Applied Two GE Cards... Wal-Mart & Amazon

[ Edited ]

I think in your situation Personal Accounts is fine.  If you needed to recon UW would be better.

 

I think...

 

Most importantly, report back with results :smileyhappy:

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
Valued Contributor
nicholasyud
Posts: 1,678
Registered: ‎08-13-2012

Re: Applied Two GE Cards... Wal-Mart & Amazon

Most of the time they just need to verify information....


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


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Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Applied Two GE Cards... Wal-Mart & Amazon

Happened to me when I used my walmart pre-approval a couple weeks ago. Just answered three ID questions and was approved! Call in! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
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Valued Contributor
Repo-ed
Posts: 2,603
Registered: ‎02-09-2012

Re: Applied Two GE Cards... Wal-Mart & Amazon

your good!

Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Contributor
YoungMoney06
Posts: 88
Registered: ‎06-26-2011

Re: Applied Two GE Cards... Wal-Mart & Amazon

Speechless right now. Just called Wal Mart and was flat out told by an Indian woman in "customer relations" that because the system denied me, I would receive a denial letter with a reason in 7-10 business days. So I don't know but it's seeming that all ambition was lost by that rejection. Should I have done something different?? Not even sure if I want to check with Amazon now, a waste of to HPs for no reason.

Current Score: EQ 600; TU 652 (as of 12/04/2012); EX: 611 (as of 12/06/2012 per Pageonce iPhone App)
Goal Score: 700 Across the Board (TU, EQ, EX)


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