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Applied again for a Discover card, and didn't get an instant decline!

Senior Contributor

Applied again for a Discover card, and didn't get an instant decline!

Normally it tells me it needs additional time and I can check discovercard.com/check status. When I would log in it would show my decline immediately.

This time it says it needs time, so I'm crossing my fingers.

I kinda hoped this month would be different, as my app spree from Oct-Nov 2007 turned 6 months old, and my TU jumped up 11 points to 688. However, I did also receive several more cards since February 2008, so I hope that's not enough to ruin it for me.

Yes, after I get a real Discover I will check into the Concorduser center.
Here we go again...
9 REPLIES
Regular Contributor

Re: Applied again for a Discover card, and didn't get an instant decline!

Thats a good sign for you, when I app for Discover last time it took
 
them two business days and then on the third day I reveived an email from them I was
 
approved. GL
Frequent Contributor

Re: Applied again for a Discover card, and didn't get an instant decline!

Since there was no instant decline, I say keep hope alive!!!   Smiley Very Happy
 
Good luck and keep us posted.
FICO: 8/08 - TU 718; EQ 702; EX 733 (Bonafide 700 club member!)
Next goal: 750s across the board!!
Valued Contributor

Re: Applied again for a Discover card, and didn't get an instant decline!

Mine took a few days as well. I received a letter that they couldn't verify my address and I had to send in proof.
 
Good luck, sounds like a good sign!
Frequent Contributor

Re: Applied again for a Discover card, and didn't get an instant decline!

Good luck, FM!
Senior Contributor

Re: Applied again for a Discover card, and didn't get an instant decline!

Wahhhhooooooo! Finalllllly!

I got approved for a Discover card. My last decline was due to "too many new accounts with balances", so when they finally reported this time, my accounts reporting were just one, BOA with $2 on a $19,500 CL. They pulled TU and mine is at 688.

I was approved for a Discover Motiva, opening CL of $6000 and IR of 19.24 (ew). However, since I PIF it shouldn't matter.

I couldn't have done it without you guys! Thanks so much.

This concludes my applying for the foreseeable future. A round of FICOtinis for all! Meet me at the Concorduser Center.
Here we go again...
Established Member

Re: Applied again for a Discover card, and didn't get an instant decline!

Congrats!!!  Two big time Discover approvals in one day!
Moderator Emeritus

Re: Applied again for a Discover card, and didn't get an instant decline!

Congratulations, FretlessMayhem!  Enjoy your new card!!!
EQ 814 / TU 815 / EX 842
Moderator Emeritus

Re: Applied again for a Discover card, and didn't get an instant decline!

See you in the Concorduser center-
 
Your buying FICOtini's !!!!!!!!!!!!!
 
Congrats on the Discover
Valued Contributor

Re: Applied again for a Discover card, and didn't get an instant decline!



FretlessMayhem wrote:
Wahhhhooooooo! Finalllllly!


Congrats, FM!!  You've been waitin' and wantin' a long time.  Good for you!!  Smiley Happy
_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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