Credit Card Center Advertiser Disclosure†
12-27-2009 05:42 PM
Is Applied bank a good rebuilder credit card? I was denied by several other secured card companies. Also, will Applied bank convert to unsecured?
12-27-2009 08:28 PM
12-28-2009 08:53 AM - edited 12-28-2009 08:55 AM
I started out with Applied (It was CountryCross Bank) The fees are exorbitant. You pay for every cli. It was like 100.00 each time I got one. My highest cl before closing was 1575 They wanted to charge me so much a month when I got over 1000 so I closed.
They are pretty bad but served their purpose Probably on a par with Premier.
I foound HSBC and Cap One although cheap with clis to be better with their fees.
12-28-2009 09:20 AM
sure it's bad but when you're in trouble, it's a start.
Not for long. The fee harvester cards are going to be slammed by the Credit CARD Act of 2009 in two months. It will be interesting to see if they are able to reformulate their scam game to circumvent the new legal provisions.
12-28-2009 04:17 PM
12-28-2009 08:49 PM
12-28-2009 08:53 PM
I have applied to BOA and Capital One and was denied. I figured this would help me because I have no revolving accounts. But i have some baddies on credit as well.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.