12-27-2009 05:42 PM
Is Applied bank a good rebuilder credit card? I was denied by several other secured card companies. Also, will Applied bank convert to unsecured?
12-27-2009 08:28 PM
12-28-2009 08:53 AM - edited 12-28-2009 08:55 AM
I started out with Applied (It was CountryCross Bank) The fees are exorbitant. You pay for every cli. It was like 100.00 each time I got one. My highest cl before closing was 1575 They wanted to charge me so much a month when I got over 1000 so I closed.
They are pretty bad but served their purpose Probably on a par with Premier.
I foound HSBC and Cap One although cheap with clis to be better with their fees.
12-28-2009 09:20 AM
sure it's bad but when you're in trouble, it's a start.
Not for long. The fee harvester cards are going to be slammed by the Credit CARD Act of 2009 in two months. It will be interesting to see if they are able to reformulate their scam game to circumvent the new legal provisions.
12-28-2009 04:17 PM
12-28-2009 08:53 PM
I have applied to BOA and Capital One and was denied. I figured this would help me because I have no revolving accounts. But i have some baddies on credit as well.