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Frequent Contributor
sghosh5
Posts: 464
Registered: ‎02-28-2013
0

Applied for AMEX Delta Skymiles - In Progress

[ Edited ]

Applied for AMEX Delta Skymiles. Got a 14 day message. I got straight denials before. After few hours got an email from AMEX saying we are still processing and asked me to check back the staus later. Is this just a delayed denial?


Starting Score: EQ: 499 (02/2013)
Current Score: EX: 680, EQ: 654, TU: 697
Goal Score: 750

CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Green, AMEX PRG, Discover: $5.7K, DISCOVER IT: 1.5K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:900, Paypal SC: 2.8K, Amazon Store: 2.1K, Macys: 7.6K, Walmart: 950
Senior Contributor
yudeology101
Posts: 4,586
Registered: ‎06-21-2012
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Re: Applied for AMEX Delta Skymiles - In Progress

YMMV, but I've tried app'ing the same card for the past three months (July, Aug, Sep) and got the same msg.  All ended up being denied (for too many inquiries + too many new open accounts) after like 4 days.  Good luck and hope you get it!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 8/1/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Frequent Contributor
sghosh5
Posts: 464
Registered: ‎02-28-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

Thanks. Are those scores in your signature current? I see you have CSP. Having that card with those scores is amazing. 


Starting Score: EQ: 499 (02/2013)
Current Score: EX: 680, EQ: 654, TU: 697
Goal Score: 750

CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Green, AMEX PRG, Discover: $5.7K, DISCOVER IT: 1.5K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:900, Paypal SC: 2.8K, Amazon Store: 2.1K, Macys: 7.6K, Walmart: 950
Senior Contributor
yudeology101
Posts: 4,586
Registered: ‎06-21-2012
0

Re: Applied for AMEX Delta Skymiles - In Progress


sghosh5 wrote:

Thanks. Are those scores in your signature current? I see you have CSP. Having that card with those scores is amazing. 


Yes these are my current scores.  I was pretty shocked when i was approved for CSP, too.  I just couldn't resisst myself from app'ing for AMEX cards (since they were the last ones I really wanted to add on to my wallet),  I've learned my lesson after getting the same darn denials after app'ing.  I'm gonna wait until next year to reapply. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 8/1/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Frequent Contributor
sghosh5
Posts: 464
Registered: ‎02-28-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

Wow, Thats awesome and proves it needs for us to wait for the perfect time. My goal for next year to apply for CSP when my FREEDOM ages at least 9 months and also my scores go near 700. 


Starting Score: EQ: 499 (02/2013)
Current Score: EX: 680, EQ: 654, TU: 697
Goal Score: 750

CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Green, AMEX PRG, Discover: $5.7K, DISCOVER IT: 1.5K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:900, Paypal SC: 2.8K, Amazon Store: 2.1K, Macys: 7.6K, Walmart: 950
Community Leader
Senior Contributor
myjourney
Posts: 25,387
Registered: ‎02-07-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

Any update yet?

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Established Contributor
Brusilov
Posts: 601
Registered: ‎01-04-2009
0

Re: Applied for AMEX Delta Skymiles - In Progress


myjourney wrote:

Any update yet?


Of course YMMV, but do you know if you got CR pulls on all 3?  I was a little borderline the times I apped, first and 2nd were EX only and immediate decline.  3rd time they pulled all three, just needed to verify some information over the phone, and was approved at that point.

                    
    $17.3K          $500              $7K              $15K              $5K             $2300          $3200          $2000          $1500          $1000           $8100

Garden Since: 9.25.2013
Frequent Contributor
sghosh5
Posts: 464
Registered: ‎02-28-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

No update yet. Dont see any pull on any of my reports yet. I did apply for BCE earlier this month though and got denied saying too low credit score.


Starting Score: EQ: 499 (02/2013)
Current Score: EX: 680, EQ: 654, TU: 697
Goal Score: 750

CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Green, AMEX PRG, Discover: $5.7K, DISCOVER IT: 1.5K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:900, Paypal SC: 2.8K, Amazon Store: 2.1K, Macys: 7.6K, Walmart: 950
Moderator
09Lexie
Posts: 24,903
Registered: ‎09-13-2012
0

Re: Applied for AMEX Delta Skymiles - In Progress

Earlier this month? If it hasn't been 30 days they won't even pull your cr
Community Leader
Senior Contributor
myjourney
Posts: 25,387
Registered: ‎02-07-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress


09Lexie wrote:
Earlier this month? If it hasn't been 30 days they won't even pull your cr

+1 correct

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13

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