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Established Contributor
Posts: 512
Registered: ‎02-28-2013
0

Applied for AMEX Delta Skymiles - In Progress

[ Edited ]

Applied for AMEX Delta Skymiles. Got a 14 day message. I got straight denials before. After few hours got an email from AMEX saying we are still processing and asked me to check back the staus later. Is this just a delayed denial?


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom Unlimited: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, WellsFargo: 300, Discover: 8.7K, DISCOVER IT: 2K, CITI Double Cash:2.8K, Southwest Premier: 2K, Express: 2.5K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K, BOA Cash Rewards: 300
Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012
0

Re: Applied for AMEX Delta Skymiles - In Progress

YMMV, but I've tried app'ing the same card for the past three months (July, Aug, Sep) and got the same msg.  All ended up being denied (for too many inquiries + too many new open accounts) after like 4 days.  Good luck and hope you get it!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Established Contributor
Posts: 512
Registered: ‎02-28-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

Thanks. Are those scores in your signature current? I see you have CSP. Having that card with those scores is amazing. 


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom Unlimited: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, WellsFargo: 300, Discover: 8.7K, DISCOVER IT: 2K, CITI Double Cash:2.8K, Southwest Premier: 2K, Express: 2.5K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K, BOA Cash Rewards: 300
Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012
0

Re: Applied for AMEX Delta Skymiles - In Progress


sghosh5 wrote:

Thanks. Are those scores in your signature current? I see you have CSP. Having that card with those scores is amazing. 


Yes these are my current scores.  I was pretty shocked when i was approved for CSP, too.  I just couldn't resisst myself from app'ing for AMEX cards (since they were the last ones I really wanted to add on to my wallet),  I've learned my lesson after getting the same darn denials after app'ing.  I'm gonna wait until next year to reapply. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Established Contributor
Posts: 512
Registered: ‎02-28-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

Wow, Thats awesome and proves it needs for us to wait for the perfect time. My goal for next year to apply for CSP when my FREEDOM ages at least 9 months and also my scores go near 700. 


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom Unlimited: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, WellsFargo: 300, Discover: 8.7K, DISCOVER IT: 2K, CITI Double Cash:2.8K, Southwest Premier: 2K, Express: 2.5K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K, BOA Cash Rewards: 300
Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

Any update yet?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 625
Registered: ‎01-04-2009
0

Re: Applied for AMEX Delta Skymiles - In Progress


myjourney wrote:

Any update yet?


Of course YMMV, but do you know if you got CR pulls on all 3?  I was a little borderline the times I apped, first and 2nd were EX only and immediate decline.  3rd time they pulled all three, just needed to verify some information over the phone, and was approved at that point.

Established Contributor
Posts: 512
Registered: ‎02-28-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress

No update yet. Dont see any pull on any of my reports yet. I did apply for BCE earlier this month though and got denied saying too low credit score.


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom Unlimited: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, WellsFargo: 300, Discover: 8.7K, DISCOVER IT: 2K, CITI Double Cash:2.8K, Southwest Premier: 2K, Express: 2.5K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K, BOA Cash Rewards: 300
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Applied for AMEX Delta Skymiles - In Progress

Earlier this month? If it hasn't been 30 days they won't even pull your cr
Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Applied for AMEX Delta Skymiles - In Progress


09Lexie wrote:
Earlier this month? If it hasn't been 30 days they won't even pull your cr

+1 correct

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

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