03-11-2009 05:24 PM
I applied for amazon visa with chase and I wasnt instantly approved but this message popped up.
Unfortunately, we are unable to provide you with an immediate decision about your application, as it requires further review. This process can take from a few days to two weeks, occasionally longer during peak periods. However, we will notify you in writing about the status of your application within 30 days. If you have any questions about your application, please call Chase at 1-888-247-4080.
Is this a nice way of saying YOU'RE DENIED? I know I shouldnt apply for anymore credit but I just wanted to see if Chase would give me a chance.
03-11-2009 05:32 PM
Here's my Chase Amazon Visa story.
Don't give up -- Chase is awesome w/ recon.
03-11-2009 05:57 PM
03-11-2009 06:00 PM - edited 03-11-2009 06:01 PM
Wow that sucks! I assume your scores are mid 600's? Whats your util like? Man i wish they would have just went ahead and approved you.
GMAC shouldnt have no problems forgiving anything, with all that money they have been borrowing!
03-11-2009 06:03 PM
03-11-2009 06:04 PM
03-11-2009 08:25 PM
WAIT. you have a 595 and chase said they only declined you because of 1 late???
Is this like the easiest Chase card to get???
Please fill me in, who has the lowest score that has been approved for this???
03-11-2009 08:47 PM
03-11-2009 08:52 PM
i thought it was kinda tough to get. denied with a 674 a couple of years ago (i went with the amazon store card instead)
how easy is that to get? can't even find it on the site tonight
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO