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Applied for Amex Green... Pending... Declined?

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Re: Applied for Amex Green... Pending... Declined?

My mail is forwarded to the PO box because I get my business mail there as well. I've had it for a long time so I don't know why that would be so risky.
Message 21 of 73
bada_bing
Frequent Contributor

Re: Applied for Amex Green... Pending... Declined?

AMEX won't care about the P.O. box as far as a mailing address.

You will have to give them your physical address as well if you get your 

mail at a P.O. Box. Both of them should be on your reports to be verified.

+ 850 FICO8 since 2015, Thanks MyFICO - 5+ years since last HP
Message 22 of 73

Re: Applied for Amex Green... Pending... Declined?

I also have a fraud alert on my cr. On the application I listed the PO box as my mailing address but put my physical address on there as well. In regards to fraud alerts, how do they verify your identity? Do they use those multiple choice public record questions?
Message 23 of 73
CardsLifeLine
Frequent Contributor

Re: Applied for Amex Green... Pending... Declined?

What's the outcome ... did you call this morning ? Eager to know ...
USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 24 of 73

Re: Applied for Amex Green... Pending... Declined?

Didn't call yet but will later today. I'll keep you posted. I'm so impatient!
Message 25 of 73
ACsteel
Frequent Contributor

Re: Applied for Amex Green... Pending... Declined?

Wish you best of luck, hope it turns out in your favor, let us know!

Message 26 of 73

Re: Applied for Amex Green... Pending... Declined?

Is there a certain phone number I should use when I make the call?
Message 27 of 73
CreditRookie22
Contributor

Re: Applied for Amex Green... Pending... Declined?

Let us know what happens!!!
Message 28 of 73
One7
Valued Contributor

cou

They probably couldn't give you an instant decision via computer  because of your thin file and so they sent it to manual review.  But since they are closed there wasn't anyone there to do the manual review so it'll most likely be getting done today by a person.  You'll get a HP on your EX either today or tomorrow.  Good luck

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 29 of 73

Re: Applied for Amex Green... Pending... Declined?

How would they know I have a thin file if they didn't make a soft or hard pull? Lol I think it's the address issue and I just realized I have a fraud alert on my report.
Message 30 of 73
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