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@youngandcreditwrthy wrote:
So I had an itch and needed to app for something. I still have my eyes on Marriott Premier, but a new Amex would get backdated and be a SP if denied.
I got the "in progress" response. Aaaand it says it will be 10-12 days. I called the New Accounts line, and they are closed today :-(
A few questions:
This card would get backdated to January of my original member year, right? Got my first Amex 10/2012... So if approved, this new account will be backdated to 01/2012, right? That's a two year account added to my CR! I'll take it!! This is correct.
Anyone know a number I can call to get it processed now? Guess I don't mind waiting til tomorrow. Remember, this is a holiday. That dept may be closed today. There is always tomorrow.
I feel like it will be a denial since I've always gotten instant approvals with Amex!! :-( Oh yee of little faith.
I already have $30k+ in credit with Amex. I always pif though and currently only owe like
$700 out of all that. I wanted the easy 50,000 Hilton points! Lol
What can I do to find out the status NOW!!! It kind of defeats the purpose to even apply if I don't get an instant approval!!! Ugh.
As for the status you can check here: https://www262.americanexpress.com/eaol/welcome.do
Were you already logged into their site when you applied? I hear you don't get new account bonuses if you already have cards from them (in reality, when you're logged in when apping).
And as far as backdating, they don't always do it automatically to new cards. You might need to contact them and ask about getting your Member By date corrected (don't ever mention "backdating").
@youngandcreditwrthy wrote:
So I had an itch and needed to app for something. I still have my eyes on Marriott Premier, but a new Amex would get backdated and be a SP if denied.
I got the "in progress" response. Aaaand it says it will be 10-12 days. I called the New Accounts line, and they are closed today :-(
A few questions:
This card would get backdated to January of my original member year, right? Got my first Amex 10/2012... So if approved, this new account will be backdated to 01/2012, right? That's a two year account added to my CR! I'll take it!!
Anyone know a number I can call to get it processed now? Guess I don't mind waiting til tomorrow.
I feel like it will be a denial since I've always gotten instant approvals with Amex!! :-(
I already have $30k+ in credit with Amex. I always pif though and currently only owe like
$700 out of all that. I wanted the easy 50,000 Hilton points! Lol
What can I do to find out the status NOW!!! It kind of defeats the purpose to even apply if I don't get an instant approval!!! Ugh.
Unfortunately, you're not going to get a human on the phone to discuss it right now. I'd say sleep on it and wait until tomorrow to find out. I know you're going to be checking the app status every 15 minutes but it's not gonna kill it...LOL. Now you know AMEX can be tricky with their apps sometimes, so maybe further review?
While we're at it, why don't we get you started with an app for the Chase Marriott?
@FinStar wrote:
@youngandcreditwrthy wrote:
So I had an itch and needed to app for something. I still have my eyes on Marriott Premier, but a new Amex would get backdated and be a SP if denied.
I got the "in progress" response. Aaaand it says it will be 10-12 days. I called the New Accounts line, and they are closed today :-(
A few questions:
This card would get backdated to January of my original member year, right? Got my first Amex 10/2012... So if approved, this new account will be backdated to 01/2012, right? That's a two year account added to my CR! I'll take it!!
Anyone know a number I can call to get it processed now? Guess I don't mind waiting til tomorrow.
I feel like it will be a denial since I've always gotten instant approvals with Amex!! :-(
I already have $30k+ in credit with Amex. I always pif though and currently only owe like
$700 out of all that. I wanted the easy 50,000 Hilton points! Lol
What can I do to find out the status NOW!!! It kind of defeats the purpose to even apply if I don't get an instant approval!!! Ugh.Unfortunately, you're not going to get a human on the phone to discuss it right now. I'd say sleep on it and wait until tomorrow to find out. I know you're going to be checking the app status every 15 minutes but it's not gonna kill it...LOL. Now you know AMEX can be tricky with their apps sometimes, so maybe further review?
While we're at it, why don't we get you started with an app for the Chase Marriott?
FinStar, that tool shed is getting lonely.
Yeah I went for a 75k offer this morning and mine is in-progress too. FWIW, my BCE and Delta cards also weren't instantly approved and I wouldn't be totally bummed if this one isn't approved, but a backdate to Jan 1998 wouldn't be a bad way to start 2014 in my case.
@09Lexie wrote:
@FinStar wrote:
@youngandcreditwrthy wrote:
So I had an itch and needed to app for something. I still have my eyes on Marriott Premier, but a new Amex would get backdated and be a SP if denied.
I got the "in progress" response. Aaaand it says it will be 10-12 days. I called the New Accounts line, and they are closed today :-(
A few questions:
This card would get backdated to January of my original member year, right? Got my first Amex 10/2012... So if approved, this new account will be backdated to 01/2012, right? That's a two year account added to my CR! I'll take it!!
Anyone know a number I can call to get it processed now? Guess I don't mind waiting til tomorrow.
I feel like it will be a denial since I've always gotten instant approvals with Amex!! :-(
I already have $30k+ in credit with Amex. I always pif though and currently only owe like
$700 out of all that. I wanted the easy 50,000 Hilton points! Lol
What can I do to find out the status NOW!!! It kind of defeats the purpose to even apply if I don't get an instant approval!!! Ugh.Unfortunately, you're not going to get a human on the phone to discuss it right now. I'd say sleep on it and wait until tomorrow to find out. I know you're going to be checking the app status every 15 minutes but it's not gonna kill it...LOL. Now you know AMEX can be tricky with their apps sometimes, so maybe further review?
While we're at it, why don't we get you started with an app for the Chase Marriott?
FinStar, that tool shed is getting lonely.
Awww Lexie.... but, but, but...wasn't young already in the Marriott app spirit already? Ok, I'll bite just because he had a change of heart on that one. So, what about this one? Can you help him get it processed sooner? LOL.
@FinStar wrote:
@09Lexie wrote:
@FinStar wrote:
@youngandcreditwrthy wrote:
So I had an itch and needed to app for something. I still have my eyes on Marriott Premier, but a new Amex would get backdated and be a SP if denied.
I got the "in progress" response. Aaaand it says it will be 10-12 days. I called the New Accounts line, and they are closed today :-(
A few questions:
This card would get backdated to January of my original member year, right? Got my first Amex 10/2012... So if approved, this new account will be backdated to 01/2012, right? That's a two year account added to my CR! I'll take it!!
Anyone know a number I can call to get it processed now? Guess I don't mind waiting til tomorrow.
I feel like it will be a denial since I've always gotten instant approvals with Amex!! :-(
I already have $30k+ in credit with Amex. I always pif though and currently only owe like
$700 out of all that. I wanted the easy 50,000 Hilton points! Lol
What can I do to find out the status NOW!!! It kind of defeats the purpose to even apply if I don't get an instant approval!!! Ugh.Unfortunately, you're not going to get a human on the phone to discuss it right now. I'd say sleep on it and wait until tomorrow to find out. I know you're going to be checking the app status every 15 minutes but it's not gonna kill it...LOL. Now you know AMEX can be tricky with their apps sometimes, so maybe further review?
While we're at it, why don't we get you started with an app for the Chase Marriott?
FinStar, that tool shed is getting lonely.
Awww Lexie.... but, but, but...wasn't young already in the Marriott app spirit already? Ok, I'll bite just because he had a change of heart on that one. So, what about this one? Can you help him get it processed sooner? LOL.
Unfortunately, no. He'll have to wait his turn. I bet the poor little computers at Amex are workung overtime.
@youngandcreditwrthy wrote:
Lol!!! Everyone's trying to get their backdating!!!
So...
It was DENIED!!!! What?!?!!? Ugh!
I wish I had a 75k offer.. Wouldn't matter though lol
They based it on a soft pull from November 23rd (what a loooooooong time ago!!)! I've lowered util and rec'd a few clis since then!! Crazy Amex!! They said my Exp was 691.
Oh well, I'm still happy with Amex. I've received in excess of $1500 worth of bonuses and rewards on about $10-15k worth of spend since opening my first BCE in Oct 2012!! Yuh!
I still want Marriot but after this denial ...not so much. Once all three of my FICOs hit 700+, I'll do it to it though.
Ouch! I was hoping you would be approved.
Hopefully, in a few months the offer will still be around.