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Sin
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Sin
Posts: 2
Registered: ‎07-12-2010
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Applied for Apple card (Barclay) got denied then called the backdoor number

Applied for Apple card (Barclay) got denied then called the backdoor number and got approved. But here is a trick-

 

I was thinking of getting a Macbook pro 17 for my wife so I asked for a Credit Limit of 3000. I was denied when I did the instant check on line and when I called in the morning, the person asked for salary, I said 40,000 plus bonus and that I paid my balances all in full. He told me that you will always get at least the Credit Line (in my case $1000 secured credit card wells fargo) if you have that available, up to $2000. So he approved me for $1000 which matched my highest limit of my cards.

 

Just wanted to pass my experience on to the rest of you...

 

My credit scores have climbed from 490's to 690 range now.

Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Re: Applied for Apple card (Barclay) got denied then called the backdoor number

Thats what happened to me yesterday and they approved me for $1500 I bought the 15 inch MacBook pro for myself For school. I paid down my 0 interest promo cards but hasn't posted yet to cb and told hom I make $15000 a year since I'm a student working part time and my highest limit card was $1200 on 2 cards
FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Contributor
shiftomnimega
Posts: 83
Registered: ‎08-24-2010
0

Re: Applied for Apple card (Barclay) got denied then called the backdoor number

 


Sin wrote:

Applied for Apple card (Barclay) got denied then called the backdoor number and got approved. But here is a trick-

 

I was thinking of getting a Macbook pro 17 for my wife so I asked for a Credit Limit of 3000. I was denied when I did the instant check on line and when I called in the morning, the person asked for salary, I said 40,000 plus bonus and that I paid my balances all in full. He told me that you will always get at least the Credit Line (in my case $1000 secured credit card wells fargo) if you have that available, up to $2000. So he approved me for $1000 which matched my highest limit of my cards.

 

Just wanted to pass my experience on to the rest of you...

 

My credit scores have climbed from 490's to 690 range now.


So does this mean that if I have 10k available credit they'll give me a 10k trade line?

 

Frequent Contributor
tsquad131
Posts: 474
Registered: ‎09-12-2010
0

Re: Applied for Apple card (Barclay) got denied then called the backdoor number

no absolutely not, they will only really give you the limit close to your purchase amount if its reasonable considering your credit history, job history, and income

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)

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