Reply
Valued Member
OnMyMiNd04
Posts: 32
Registered: ‎08-18-2008
0

Applied for BOA Secured

I applied for the BOA Secured Visa Card this evening... 

 

To my surprise, I was not denied... but I got this message. 

 

"We have received your application for the BankAmericard® Visa® Fully Secured Card from Bank of America. Your business is appreciated and our senior credit analysts are carefully considering your request. To expedite your application, please call us for an instant decision at 1.888.503.6090, Monday through Friday, from 8 a.m. to 9 p.m. Eastern Standard Time."

 

Did I get the message of death? :smileyindifferent:


Starting Score: 527
Current Score: 610 EQ, 593 TU, 583 EX (Lender Pulled)
Goal Score: 650


Take the FICO Fitness Challenge
Regular Contributor
brian2220
Posts: 118
Registered: ‎04-17-2011
0

Re: Applied for BOA Secured

i had the same problem 

but mine was denied because my income wasn't high enough but i got got approved everywhere else so good luck 

My Cards
BBVA/Compass 2/12 $ 5000 ----- Chase Freedom 12/10 $3000 ---- Cabela's 1/12 $3000 -----US Bank FlexPerks Cash Rewards 6/11 $3000 ----Walmart Discover 10/11 $2814 ------ Discover More 11/11 $2500 ----- Amazon Store Card 2/11 $2100---- Amex Zync 4/11 ---- Citi Dividend Platinum Select 3/11 $1950 ---- BofA Cash Rewards 12/11 $1000
Valued Member
OnMyMiNd04
Posts: 32
Registered: ‎08-18-2008
0

Re: Applied for BOA Secured

 


brian2220 wrote:

i had the same problem 

but mine was denied because my income wasn't high enough but i got got approved everywhere else so good luck 


Do you mind me asking what your income was at the time of your APP?

 


Starting Score: 527
Current Score: 610 EQ, 593 TU, 583 EX (Lender Pulled)
Goal Score: 650


Take the FICO Fitness Challenge
Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Applied for BOA Secured

You were denied for a BofA secured but have an Amex Gold??? I got the secured from BofA but was denied for a Zync. I know what I must do, but it just seems weird.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Regular Contributor
brian2220
Posts: 118
Registered: ‎04-17-2011
0

Re: Applied for BOA Secured

[ Edited ]

 


OnMyMiNd04 wrote:

 


brian2220 wrote:

i had the same problem 

but mine was denied because my income wasn't high enough but i got got approved everywhere else so good luck 


Do you mind me asking what your income was at the time of your APP?

 


 

around 15000 

@   -cain-  i think boa doesnt like me 

My Cards
BBVA/Compass 2/12 $ 5000 ----- Chase Freedom 12/10 $3000 ---- Cabela's 1/12 $3000 -----US Bank FlexPerks Cash Rewards 6/11 $3000 ----Walmart Discover 10/11 $2814 ------ Discover More 11/11 $2500 ----- Amazon Store Card 2/11 $2100---- Amex Zync 4/11 ---- Citi Dividend Platinum Select 3/11 $1950 ---- BofA Cash Rewards 12/11 $1000
Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
0

Re: Applied for BOA Secured

@ brian2220 I guess I will HAVE to make Amex like me!:smileyhappy:


Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

Member
YUDA1718
Posts: 14
Registered: ‎05-02-2011
0

Re: Applied for BOA Secured

did u call us for an instant decision ?

Established Member
mescobedo
Posts: 19
Registered: ‎12-15-2010
0

Re: Applied for BOA Secured

I had the same thing, but I called and they reconsidered and was approved after talking to them.. $500


Starting Score: 635-TU / 602-EQ
Current Score: 635-TU / 581-EQ
Goal Score: 720


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}