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Regular Contributor
Kris1228
Posts: 216
Registered: ‎01-26-2008

Applied for Bank of America Amex!!!!!

Ok so my BK fell off EXperian and I got the itchy app fingers.. Apped Monday and got 30 day message.. Decided to call backdoor number and spoke with a nice guy said it was my previous late pays,. Thought I had him on recon, he asked about my mortgage and who it was through and put me on hold but came back and brought up over 2000 balance on my chase card and balance on 2 other cards.. He said doing a good job since late pays but with balances cannot approve.. I'm cool because I want to chill until next year get chase paid off and get some aging on Dell account.. But man would have been nice!!! :smileysad: looking to close my hooters card with 2900 limit. Zero balance but interest rate And 72 annual is Ugggg.
FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Established Contributor
JayRizzo
Posts: 583
Registered: ‎10-17-2010

Re: Applied for Bank of America Amex!!!!!

Yeah, the golden rule before apping is to get your utilization down as much as possible.

Valued Contributor
tntexans72
Posts: 1,071
Registered: ‎04-24-2008

Re: Applied for Bank of America Amex!!!!!

My mom has this card with a $25K CL and ZERO balance. I am itching to ask her to add me as a AU :smileytongue:. It's a great looking card....this would do wonders to my Fico score. Please keep us updated, I am curious to see the outcome. Eventually when my score gets to 750+, I will apply for this card. Until than...it's onward Up Up.

 


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