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Applied for Chase Freedom 12/16

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goodgirl-badcredit
Frequent Contributor

Re: Applied for Chase Freedom 12/16

On the phone now with Chase.. I was declined for a credit card because of an old account with them... Thank goodness the credit analyst read my file and noticed that i contacted them and told them that it was fraudulant. I have never had a chase account before in my life..... He asked me about an old Time Warner bill in which i returned all equipment but thy are telling me i didnt...  Luckily he has been in that situation too and fully understands...... I was approved for $500 Chase Freedom with $200 cash back.... While its not a $2000-$3000 card..... Im just happy to get my foot in the door..... Yay me!!!!!! Thanks everybody!!!


Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!


Take the FICO Fitness Challenge

Message 11 of 19
PetRaccoon
New Contributor

Re: Applied for Chase Freedom 12/16

Thats great! Is your limit 500 or is that just the offer you got?  And whats your APR? Must be atrocious like mine, lol.

TU08:: 754 (4/14) EQ: 745 (6/14) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) BCE 3,200 (12/11) Chase Saph: 5,000 (5/12)
Message 12 of 19
CS800
Super Contributor

Re: Applied for Chase Freedom 12/16

Congrats on the card. This card will grow with you.



Message 13 of 19
Mike360
Frequent Contributor

Re: Applied for Chase Freedom 12/16

Grats!!!

 

I just got approved also for $3K @ around 22APR which is horrible but i don't plan to carry a balance. There is a offer currently for $300 cash back after $500 spent. I got the $200 offer and found it later that day and called and they changed it to $300!!!

Message 14 of 19
PetRaccoon
New Contributor

Re: Applied for Chase Freedom 12/16


@Mike360 wrote:

Grats!!!

 

@I just got approved also for $3K @ around 22APR which is horrible but i don't plan to carry a balance. There is a offer currently for $300 cash back after $500 spent. I got the $200 offer and found it later that day and called and they changed it to $300!!!


They took that offer down unfortunately, you could attempt to get it with a call or secured message though.

TU08:: 754 (4/14) EQ: 745 (6/14) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) BCE 3,200 (12/11) Chase Saph: 5,000 (5/12)
Message 15 of 19
goodgirl-badcredit
Frequent Contributor

Re: Applied for Chase Freedom 12/16

Well im just happy i found the $200 cash back link....


Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!


Take the FICO Fitness Challenge

Message 16 of 19
goodgirl-badcredit
Frequent Contributor

Re: Applied for Chase Freedom 12/16

Chase pulled my EQ.. My score was 666 went down 3 points for an inquiry and a new account reporting... Thats not bad...


Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!


Take the FICO Fitness Challenge

Message 17 of 19
quest208
Frequent Contributor

Re: Applied for Chase Freedom 12/16

congrats

i wnt one too


TU08 762
NFCU Visa Signature $20,000, Citi Prestige $15,500, USAA Mastercard $11,000, American Express Platinum, Barclays American Express $4700, Best Buy Mastercard $400, Orchard/Capital One $700
Message 18 of 19
laboi_22
Established Contributor

Re: Applied for Chase Freedom 12/16


@CS800 wrote:
Congrats on the card. This card will grow with you.

I hate to be negative here but if only that statement were true. They gave me a toy line. I use the heck out of the card. It's been over 8 months now no auto increase. I called to request CLI they said it would be a HP. I only have 1000 CL. From what I understand they are very conservative with growth. I have a great history with them, I have a great history with my other cards with lines tripled that amount. I don't understand why they won't grow with me. I hope they grow for others. No growth here for me.

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 19 of 19
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