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Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: Applied for Citi.

[ Edited ]

trumpet-205 wrote:

TY program is ONLY good when you get Forward/mtvU AND use it on entertainment (video game, movie, DVD rentals, and book store), Amazon.com, and restaurant. If you don't spent a lot on those categories TY program sucks.



Meltdownblitz,

 

I may ask for a recon. Haven't decided yet. I'd like a card where I can start with a decent balance and actually see it grow. My TD Bank CC hasn't grown beyond the $500 it started with under Commerce. Chase Amazon has a nice CL and now that it's paid down, I can actually reap the rewards benefits. Cap1 finally has a decent CL and they're basically the only "major" to ever give me a CLI, funny right.

 

Trumpet,

 

Thanks for clearing that up. Since I have the Chase Amazon, it might not really be worth it. I'm planning to dump netflix soon. I try not to do too much eating, maybe $30 a month.

 

What's everyone's opinion of the Platinum Select card? I've received tons of "pre-selects" for that. Probably at least two a month. I know many don't hold much stock in Citi pre-select pocess. My scores are decent, but the rep already said they felt I had too much high revolving and two older delinquiencies that were counting against me.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Posts: 774
Registered: ‎08-02-2008
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Re: Applied for Citi.


trumpet-205 wrote:

TY program is ONLY good when you get Forward/mtvU AND use it on entertainment (video game, movie, DVD rentals, and book store), Amazon.com, and restaurant. If you don't spent a lot on those categories TY program sucks.


+1. 

FICO: EX: 743 (10/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 7 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 36 Cards

Holding off apps until the end of the year! Wish me luck!
Established Contributor
Posts: 673
Registered: ‎03-15-2007
0

Re: Applied for Citi.

Okay, so this morning I decided to apply for this card as I saw another post about the Thankyou features. I read the features on the website, and since I love to eat, and usually spend a little money on entertainment, I've decided to put this card in my wallet. I was instantly approved, 0% Apr for 12 months with 18.99% after, Credit Limit: $5,000.00. I opted to set-up my online account, select paperless statements and all of that. It said that my Experian Credit Score was 769! I was shocked.

 

Cory

1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: Applied for Citi.


Cory wrote:

Okay, so this morning I decided to apply for this card as I saw another post about the Thankyou features. I read the features on the website, and since I love to eat, and usually spend a little money on entertainment, I've decided to put this card in my wallet. I was instantly approved, 0% Apr for 12 months with 18.99% after, Credit Limit: $5,000.00. I opted to set-up my online account, select paperless statements and all of that. It said that my Experian Credit Score was 769! I was shocked.

 

Cory



Congrats on the approval Cory.

 

I didn't ask for a recon, afterall as I was approved for Discover. Not sure if it's too late now. Plus I can't imagine my EXP report improved since I transferred a high balance to the Discover card.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Posts: 673
Registered: ‎03-15-2007
0

Re: Applied for Citi.

Thanks for the congrats!

 

 

1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
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