Reply
Frequent Contributor
kc12286
Posts: 361
Registered: ‎07-31-2007
0

Re: Applied for Citi.

[ Edited ]

trumpet-205 wrote:

TY program is ONLY good when you get Forward/mtvU AND use it on entertainment (video game, movie, DVD rentals, and book store), Amazon.com, and restaurant. If you don't spent a lot on those categories TY program sucks.



Meltdownblitz,

 

I may ask for a recon. Haven't decided yet. I'd like a card where I can start with a decent balance and actually see it grow. My TD Bank CC hasn't grown beyond the $500 it started with under Commerce. Chase Amazon has a nice CL and now that it's paid down, I can actually reap the rewards benefits. Cap1 finally has a decent CL and they're basically the only "major" to ever give me a CLI, funny right.

 

Trumpet,

 

Thanks for clearing that up. Since I have the Chase Amazon, it might not really be worth it. I'm planning to dump netflix soon. I try not to do too much eating, maybe $30 a month.

 

What's everyone's opinion of the Platinum Select card? I've received tons of "pre-selects" for that. Probably at least two a month. I know many don't hold much stock in Citi pre-select pocess. My scores are decent, but the rep already said they felt I had too much high revolving and two older delinquiencies that were counting against me.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
UFGuy2006
Posts: 735
Registered: ‎08-02-2008
0

Re: Applied for Citi.


trumpet-205 wrote:

TY program is ONLY good when you get Forward/mtvU AND use it on entertainment (video game, movie, DVD rentals, and book store), Amazon.com, and restaurant. If you don't spent a lot on those categories TY program sucks.


+1. 

FICO: EX: 756 (8/14); TU: 758 (9/14); EQ 721 (9/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 6 | DCU X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 1 | Macys X 1 | PenFed X 1 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 35 Cards

Holding off apps until the end of the year! Wish me luck!
Established Contributor
Cory
Posts: 671
Registered: ‎03-15-2007
0

Re: Applied for Citi.

Okay, so this morning I decided to apply for this card as I saw another post about the Thankyou features. I read the features on the website, and since I love to eat, and usually spend a little money on entertainment, I've decided to put this card in my wallet. I was instantly approved, 0% Apr for 12 months with 18.99% after, Credit Limit: $5,000.00. I opted to set-up my online account, select paperless statements and all of that. It said that my Experian Credit Score was 769! I was shocked.

 

Cory

1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.
Frequent Contributor
kc12286
Posts: 361
Registered: ‎07-31-2007
0

Re: Applied for Citi.


Cory wrote:

Okay, so this morning I decided to apply for this card as I saw another post about the Thankyou features. I read the features on the website, and since I love to eat, and usually spend a little money on entertainment, I've decided to put this card in my wallet. I was instantly approved, 0% Apr for 12 months with 18.99% after, Credit Limit: $5,000.00. I opted to set-up my online account, select paperless statements and all of that. It said that my Experian Credit Score was 769! I was shocked.

 

Cory



Congrats on the approval Cory.

 

I didn't ask for a recon, afterall as I was approved for Discover. Not sure if it's too late now. Plus I can't imagine my EXP report improved since I transferred a high balance to the Discover card.

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724
Established Contributor
Cory
Posts: 671
Registered: ‎03-15-2007
0

Re: Applied for Citi.

Thanks for the congrats!

 

 

1. American Express Blue Cash Preferred~2. BankAmericard Cash Rewards World MasterCard~3. BankAmericard Travel Rewards Visa Signature ~4. Discover It~5. Citi Forward Visa Signature~6. CCCU MasterCard.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+