Applied for Credit Union's Visa Signature 9.90% fixed

[Anonymous]

Applied online, requested a $5,000 CL.  Already have a Citi 11,700 limit, Discover 3K, and AMEX 2K limit... all with 0 balances. Hopefully I get approved. I have just over 2 years of total credit history, AAoA 1 year. 724 EQ and 714 TU FICO's.  46K HHI. Crossing my fingers I will get the 9.90% rate!

[vish1]

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@Anonymous wrote:

Applied online, requested a $5,000 CL.  Already have a Citi 11,700 limit, Discover 3K, and AMEX 2K limit... all with 0 balances. Hopefully I get approved. I have just over 2 years of total credit history, AAoA 1 year. 724 EQ and 714 TU FICO's.  46K HHI. Crossing my fingers I will get the 9.90% rate!

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Depends on CU. Some are easy and some are really crazy. I say this coz there is a CU called st mary's here in MA and they wont approve you for anything easily. 100x more picky than citi/discover/amex and they will start explaining you how this is good for you.

Best of luck. What CU did you apply with?

May be PSECU-II on the cards?

[Anonymous]

Eastman Credit Union. This is my first line of credit with them, so I guess I'll find out their leniency here shortly!!

[JaseT]

Best of luck to you!!